4646 North Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 4646 North Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,820 sqft · built 1965
Lot Size	2.74 acres (119,354 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jul 2018)
Tax Bill	$2,974 (2025)
Deeds & Mortgages	Dec 2023 Transfer Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-013-3006-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-013-3006-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,808 sqft
Basement Area	1,232 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	119,354 sqft (2.74 acres)
Lot Dimensions	621 ft deep x 192 ft wide
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4646 NORTH RD
City	CLYDE
State	MI
Zip	48049-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	S 192' OF W 621' OF NW 1/4 OF SE 1/4 2.74 A SEC 13 T7N R16E
Legal Range	16E
Legal Township	07N
Legal Section	13
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2044
Census Tract	633200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4646 NORTH RD, CLYDE, MI 48049-2703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Intrafamily Transfer, Transfer
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage KAYE FINANCIAL CORP
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Jul 11, 2018	Warranty Deed, Transfer · Conventional Mortgage KAYE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Prior Sale	Feb 8, 2011 · Amount on Record
Deed Document Number	201815652
Deed Book / Page	4965 / 918
Last Transfer Date	Dec 17, 2023
Transfer Doc	0005677374
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 19, 2023
Property Address	4646 NORTH RD, CLYDE, MI 48049-2703
Document Number	0005677374
Book / Page	5677 / 374
Instrument Date	Dec 17, 2023
Instrument	2023021856
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4646 NORTH RD, CLYDE, MI 48049-2703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4646 NORTH RD, CLYDE, MI 48049-2703

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4646 NORTH RD, CLYDE, MI 48049-2703
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005107426
Date	Oct 10, 2019
Book Page	5107/426
Instrument	2019021228

Lender

Name	KAYE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2039

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4646 NORTH RD, CLYDE, MI 48049-2703
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005120138
Date	Nov 14, 2019
Book Page	5120/138
Instrument	2019023925

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2049

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 11, 2018
Property Address	4646 NORTH RD, CLYDE, MI 48049-2703
Document Number	0004965918
Book / Page	4965 / 918
Instrument Date	Jun 22, 2018
Instrument	2018015652
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	STERLING TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20307 BALLANTRAE DR, MACOMB, MI 48044-5908

Mortgage

Document Number	2018015653
Date	Jul 11, 2018
Instrument	2018015653

Lender

Name	KAYE FINANCIAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,300 (+6.12%)	$270,600 (+6.12%)
2025	$2,974.00 (+2.55%) Homeowner's exemption	$127,500 (+10.01%)
2024	$2,900.00 (+19.49%)		$255,000 (+10.01%)
2023		$115,900
2022	$2,427.00		$231,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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