4481 North Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 4481 North Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,936 sqft · built 1900
Lot Size	10 acres (436,036 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jul 2022)
Tax Bill	$5,174 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`74-15-024-1001-100`

Property Details

APN / Parcel Number

Primary APN	`74-15-024-1001-100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,936 sqft Living Area
1st Floor Area	1,088 sqft
Basement Area	848 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	436,036 sqft (10 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4481 NORTH RD
City	CLYDE
State	MI
Zip	48049-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	BEG AT N 1/4 COR, TH S 440', TH S 89D 14M 13S W 991', TH N 440', TH N 89D 14M 13S E 991' TO BEG. SECTION 24 T7N R16E 10.01 A
Legal Range	16E
Legal Township	07N
Legal Section	24
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	3
Census Block	3000
Census Tract	633100

Owner

4481 North Rd is owned and occupied by an individual who bought it in July 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4481 NORTH RD, CLYDE, MI 48049-3314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Aug 30, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Deed Document Number	202216389
Deed Book / Page	5540 / 125
Prior Transfer Date	Aug 23, 2021
Prior Transfer Doc	5414854
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 7, 2022
Property Address	4481 NORTH RD, CLYDE, MI 48049-3314
Document Number	0005540125
Book / Page	5540 / 125
Instrument Date	Jun 16, 2022
Instrument	2022016389
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,737.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4481 NORTH RD, 4481, CLYDE, MI 48049-3314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4481 NORTH RD, CLYDE, MI 48049-3314

Mortgage

Document Number	0005533813
Date	Jun 21, 2022
Book Page	5533/813
Instrument	2022014916

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 30, 2021
Property Address	4481 NORTH RD, CLYDE, MI 48049-3314
Document Number	5414854
Book / Page	5414 / 854
Instrument Date	Aug 23, 2021
Instrument	2021024893
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4481 NORTH RD, CLYDE, MI 48049-3314

Tax Assessment & Valuation

The 2025 property tax bill for 4481 North Rd was $5,174, up 2.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,200 (+4.67%)	$246,400
2025	$5,174.00 (+2.66%)	$117,700
2024	$5,040.00		$235,400
2023		$102,700
2022	$1,003.00		$205,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4481 North Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4481 North Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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