4646 N Bay Rd, Miami Beach, FL 33140 Property Records

Miami-Dade County property record for 4646 N Bay Rd, Miami Beach, FL 33140

Property Summary

Property Type	Residential Vacant Land
Details	6 bd · 5.5 ba · 4,485 sqft · built 1942
Lot Size	0.257 acres (11,173 sqft)
Owner	Company Name on Record
Last Sale	$11,600,000 (Jan 2023)
Tax Bill	$167,775 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2023 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`02-3222-011-0130`

Property Details

APN / Parcel Number

Primary APN	`02-3222-011-0130`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,485 sqft Living Area
Gross Area	5,225 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1960
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	11,173 sqft (0.257 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	332 sqft

Exterior Amenities

Porch	Porch
Porch Area	26 sqft
Patio Area	893 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	4646 N BAY RD
City	MIAMI BEACH
State	FL
Zip	33140-2812
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	0800
Legal Description	NAUTILUS SUBPB 8-95 LOT 15BLK 1 LOT SIZE11,173 SQ FT
Legal Range	42E
Legal Township	53S
Legal Section	22
Legal Subdivision	NAUTILUS SUB
Legal Block	1
Legal Lot Number	15
Jurisdiction	DADE FL
Township / Civil Division	MIAMI BEACH
Census Block Group	2
Census Block	2007
Census Tract	4000

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6641 DUBLIN CENTER DR, DUBLIN, OH 43017-5077
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Jan 10, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 15, 2019	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2023 · Amount on Record
Deed Sale	Jan 10, 2023 · Amount on Record
Deed Document Number	202317055
Deed Book / Page	33536 / 3064
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	4646 N BAY RD, MIAMI BEACH, FL 33140-2812
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4646 N BAY RD, MIAMI BEACH, FL 33140-2812

Mortgage

Document Number	0000508971
Date	Jun 23, 2022
Book Page	33256/1671
Instrument	2022R0508971

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.32%
Index	Other
Margin	3
Max Rate	9.32%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jan 10, 2023
Property Address	4646 N BAY RD, MIAMI BEACH, FL 33140-2812
Document Number	0000017055
Book / Page	33536 / 3064
Map Reference	MB 8 PG 95
Instrument Date	Jan 4, 2023
Instrument	2023R0017055
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$69,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 SOUTH DR, MIAMI, FL 33166-5941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6641 DUBLIN CENTER DR, DUBLIN, OH 43017-5077

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	4646 N BAY RD, MIAMI BEACH, FL 33140-2812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000645174
Date	Oct 15, 2019
Book Page	31647/3276
Instrument	2019R0645174

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Aug 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Miami Beach City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$167,775.00 (-9.2%)	$8,943,209 (+753.87%) Land $8,938,400 Building $4,809	$8,943,209 (-9.05%) Land $8,938,400 Building $4,809
2024	$184,773.00
2023	Homeowner's exemption Additional exemption filed	$1,047,377	$9,833,103 Land $9,050,130 Building $782,973

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	358 units insured incl. 110 condo units
Nearby Flood Claims	124 (1980–2025)
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Hurricane Irene, Oct 1999 · 15 claims Hurricane Andrew, Aug 1992 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIAMI BEACH serves 100,000 people · EPA ID FL4130901
Water Source	Purchased groundwater from MDWASA - MAIN SYSTEM
Last State Inspection	Dec 2022
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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