4640 N Bay Rd, Miami Beach, FL 33140 Property Records

Miami-Dade County property record for 4640 N Bay Rd, Miami Beach, FL 33140

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,980 sqft · built 1935
Lot Size	0.124 acres (5,400 sqft)
Owner	Company Name on Record
Last Sale	$10,400,000 (Nov 2025)
Tax Bill	$117,599 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2025 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`02-3222-011-0131`

Property Details

APN / Parcel Number

Primary APN	`02-3222-011-0131`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,980 sqft Living Area
Gross Area	2,214 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	5,400 sqft (0.124 acres)
Garage Area	104 sqft
Patio Area	1,062 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	4640 N BAY RD
City	MIAMI BEACH
State	FL
Zip	33140-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0800
Legal Description	NAUTILUS SUBPB 8-95 STRIP MARKED PRIV BET UNNUM LOTS & LOT 15 & 10FT PARC MARKED RES BET STRIP & BAY BLK 1 LOT SIZE 60.000 X90 OR 18435-1332 0199 1 COC 24379-3538 03 2006 1
Legal Range	42E
Legal Township	53S
Legal Section	22
Legal Subdivision	NAUTILUS SUB
Legal Block	2
Legal Lot Number	15
Jurisdiction	DADE FL
Township / Civil Division	MIAMI BEACH
Census Block Group	2
Census Block	2007
Census Tract	4000

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	667 MADISON AVE, 5, NEW YORK, NY 10065-8029
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Mar 4, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage IBERIABANK
Jul 21, 2017	Deed of Trust, Mortgage YALE MTG FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	Aug 14, 2025 · Amount on Record
Deed Document Number	2025860055
Deed Book / Page	35034 / 1430
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	4640 N BAY RD, MIAMI BEACH, FL 33140-2812
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 N BAY RD, MIAMI BEACH, FL 33140-2812

Mortgage

Document Number	0000141335
Date	Mar 2, 2023
Book Page	33604/139
Instrument	2023R0141335

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Nov 18, 2025
Property Address	4640 N BAY RD, MIAMI BEACH, FL 33140-2812
Document Number	0000860055
Book / Page	35034 / 1430
Map Reference	MB 8 PG 95
Instrument Date	Nov 4, 2025
Instrument	2025R0860055
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 402249, MIAMI BEACH, FL 33140-0249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	667 MADISON AVE FL 5TH, NEW YORK, NY 10065-8021

Mortgage

Document Number	0000001363
Date	Nov 18, 2025
Instrument	35055/1363

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	SOFR Average 30-Day
Max Rate	9.75%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Dec 1, 2021
Property Address	4640 N BAY RD, MIAMI BEACH, FL 33140-2812
Document Number	0000898085
Book / Page	32876 / 584
Map Reference	MB 8 PG 95
Instrument Date	Nov 19, 2021
Instrument	2021R0898085
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3681 FLAMINGO DR, 3681, MIAMI BEACH, FL 33140-3924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 N BAY RD, MIAMI BEACH, FL 33140-2812

Mortgage

Document Number	0000000592
Date	Dec 1, 2021
Instrument	32876/592

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.45%
Type Change Date	Dec 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Mar 4, 2021
Property Address	4640 N BAY RD, MIAMI BEACH, FL 33140-2812
Document Number	0000161227
Book / Page	32382 / 3534
Map Reference	MB 8 PG 95
Instrument Date	Mar 1, 2021
Instrument	2021R0161227
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2121 SW 3RD AVE # AVE7, 2121, MIAMI, FL 33129-1490

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3681 FLAMINGO DR, MIAMI BEACH, FL 33140-3924

Mortgage

Document Number	0000003536
Date	Mar 4, 2021
Instrument	32382/3536

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	4640 N BAY RD, MIAMI BEACH, FL 33140-2812
Document Number	0000428259
Book / Page	030628 / 002191
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000428259
Date	Jul 26, 2017
Book Page	030628/002191
Instrument	428259

Lender

Name	YALE MTG FNDG
Type	Mortgage Company
Address	1900 PURDY AVE # 2, MIAMI BEACH, FL 33139-1400

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Miami Beach City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$117,599.00 (-1.08%)	$6,310,245 (-0.9%) Land $4,320,000 Building $1,990,245	$6,310,245 (-0.9%) Land $4,320,000 Building $1,990,245
2024	$118,878.00 (-0.92%) Homeowner's exemption	$6,367,454 (-0.36%) Land $4,374,000 Building $1,993,454	$6,367,454 (-0.36%) Land $4,374,000 Building $1,993,454
2023	$119,976.00 (+28.87%) Homeowner's exemption	$6,390,205 (+28.97%) Land $4,374,000 Building $2,016,205	$6,390,205 (+28.97%) Land $4,374,000 Building $2,016,205
2022	$93,100.00	$4,954,957 Land $2,916,000 Building $2,038,957	$4,954,957 Land $2,916,000 Building $2,038,957

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	358 units insured incl. 110 condo units
Nearby Flood Claims	124 (1980–2025)
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Hurricane Irene, Oct 1999 · 15 claims Hurricane Andrew, Aug 1992 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIAMI BEACH serves 100,000 people · EPA ID FL4130901
Water Source	Purchased groundwater from MDWASA - MAIN SYSTEM
Last State Inspection	Dec 2022
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on N Bay Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures