4645 Glencrest Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4645 Glencrest Loop, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	1,656 sqft Heated Area
Lot Size	5,227 sqft (0.119 acres)
Occupancy	Owner Occupied
Last Sale	$259,564 (2020)
Tax Bill	$7,397.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`192631016300014790`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,656 sqft Heated Area
Gross Area	2,262 sqft Gross Area
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Finished Garage
Porch	Open Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4645 GLENCREST LOOP
City	SAINT CLOUD
State	FL
Zip	34772-9015
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GRAMERCY FARMS PH 8 PB 27 PGS 196-197 LOT 479
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	GRAMERCY FARMS PH 4 5 7 8 & 9
Legal Phase	8
Legal Tract	163
Legal Lot Number	479
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1003
Census Tract	43304

Owner

Source: Osceola County records · APN 192631016300014790

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4645 GLENCREST LOOP, SAINT CLOUD, FL 34772-9015
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Deed Doc Number	2020076250
Deed Book / Page	5737 / 1398
Record Refreshed	Jun 08, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 15, 2020
Property Address	4645 GLENCREST LOOP, SAINT CLOUD, FL 34772-9015
Document Number	0057371398
Book / Page	005737 / 001398
Instrument Date	Jun 12, 2020
Instrument	76250
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,817.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	4645 GLENCREST LOOP ST CLOUD FL 347729015, ST CLOUD, FL 34772-9015

Mortgage

Document Number	57371400
Date	Jun 15, 2020
Book Page	005737/001400
Instrument	76251

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,397.00 (+12.02%)	$315,900 (-0.35%) Land $73,500 Building $242,400	$315,900 (-0.35%) Land $73,500 Building $242,400
2023	$6,603.00 (+8.83%)	$317,000 (+15.86%) Land $63,000 Building $254,000	$317,000 (+15.86%) Land $63,000 Building $254,000
2022	$6,067.00	$273,600 Land $57,800 Building $215,800	$273,600 Land $57,800 Building $215,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	About 1 in 366 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.