4640 Glencrest Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4640 Glencrest Loop, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2019
Square Footage	1,552 sqft Heated Area
Lot Size	4,792 sqft (0.11 acres)
Occupancy	Owner Occupied
Last Sale	$246,400 (2019)
Tax Bill	$5,114.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`192631016300015310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,552 sqft Heated Area
Gross Area	2,076 sqft Gross Area
1st Floor	1,552 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Finished Garage
Garage Area	400 sqft Garage
Porch	Open Porch
Porch Area	124 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4640 GLENCREST LOOP
City	SAINT CLOUD
State	FL
Zip	34772-9014
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GRAMERCY FARMS PH 8 PB 27 PGS 196-197 LOT 531
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	GRAMERCY FARMS PH 4 5 7 8 & 9
Legal Phase	8
Legal Tract	163
Legal Lot Number	531
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1003
Census Tract	43304

Owner

Source: Osceola County records · APN 192631016300015310

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4640 GLENCREST LOOP, SAINT CLOUD, FL 34772-9014
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Deed Doc Number	0005632600
Deed Book / Page	5632 / 600
Last Transfer Date	Dec 02, 2019
Transfer Doc	0056320600
Record Refreshed	Jun 08, 2026

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 02, 2019
Property Address	4640 GLENCREST LOOP, SAINT CLOUD, FL 34772-9014
Document Number	0056320600
Book / Page	005632 / 000600
Instrument Date	Nov 26, 2019
Instrument	155216
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,724.57
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	4640 GLENCREST LOOP ST CLOUD FL 347729014, ST CLOUD, FL 34772-9014

Mortgage

Document Number	56320602
Date	Dec 02, 2019
Book Page	005632/000602
Instrument	155217

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,114.00 (+8.39%) Homeowner's exemption	$231,450 (+5.99%)	$299,600 (-0.33%) Land $70,000 Building $229,600
2023	$4,718.00 (+2.43%) Homeowner's exemption	$218,377 (+3%)	$300,600 (+15.88%) Land $60,000 Building $240,600
2022	$4,606.00 Homeowner's exemption	$212,017	$259,400 Land $55,000 Building $204,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	About 1 in 366 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.