4645 Fruitvale Rd, Newcastle, CA 95658 Property Records

Placer County property record for 4645 Fruitvale Rd, Newcastle, CA 95658

Property Summary

Property TypeDuplex
Details3 bd · 2.5 ba · 3,544 sqft · built 1988
Lot Size9.7 acres (422,532 sqft)
OwnerIndividual Name on File
Last Sale$894,000 (Dec 2004)
Tax Bill$12,718 (2025)
Deeds & MortgagesJul 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN031-330-011-000

Property Details

APN / Parcel Number

Primary APN031-330-011-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area3,544 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleContemporary
Construction TypeFrame
Lot Area422,532 sqft
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address4645 FRUITVALE RD
CityNEWCASTLE
StateCA
Zip95658-9631
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeFBX
Legal Description9.7 A FR SEC 5 12 7
Legal Range7E
Legal Township12N
Legal Section5
JurisdictionPLACER CA
Township / Civil DivisionLINCOLN
Census Block Group3
Census Block3016
Census Tract21304

Owner

4645 Fruitvale Rd, a duplex, is owned and occupied by an individual who acquired it in March 2012.

Source: Placer County records, as of July 13, 2026

Owner of RecordIndividual Name on File
Mailing Address4675 FRUITVALE RD, NEWCASTLE, CA 95658-9631
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2004 · Amount on File
Deed SaleDec 22, 2004 · Amount on File
Deed Document Number2004171327
Last Transfer DateMar 14, 2012
Transfer Doc0000023712
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address4645 FRUITVALE RD, NEWCASTLE, CA 95658-9631
Transaction TypeMortgage
Record UpdatedJul 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4675 FRUITVALE RD, NEWCASTLE, CA 95658-9631

Mortgage

Document Number0000085362
DateJul 1, 2021
Instrument2021-0085362
Lender
NameLONGBRIDGE FINANCIAL LLC
TypeMortgage Company
AddressMAHWAH, NJ 07495
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4645 Fruitvale Rd was $12,718 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
Unified School DistrictWestern Placer Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,236,830 (+2%) Land $611,802 Building $625,028
2025$12,718.00 Homeowner's exemption$1,212,579 Land $599,806 Building $612,773
2023$12,418.00 (+1.55%) Homeowner's exemption$1,165,495 Land $576,516 Building $588,979
2022$12,229.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4645 Fruitvale Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (1986–1995)
Most Recent ClaimJan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4645 Fruitvale Rd is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 58% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
1,500 / 1,500
Zeta Broadband
Fixed Wireless
400 / 50
Succeed.Net
Fixed Wireless
100 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: DigitalPath, Verizon.

Nearby Properties on Fruitvale Rd

Nearby Streets

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