4595 Fruitvale Rd, Newcastle, CA 95658 Property Records

Placer County property record for 4595 Fruitvale Rd, Newcastle, CA 95658

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,838 sqft · built 1976
Lot Size	22 acres (958,320 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Mar 2017)
Tax Bill	$6,291 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-330-026-000`

Property Details

APN / Parcel Number

Primary APN	`031-330-026-000`
Alternative APN	`031-330-026`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,838 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Construction Type	Frame
Lot Area	958,320 sqft
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	031-330-026
Street Address	4595 FRUITVALE RD
City	NEWCASTLE
State	CA
Zip	95658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FBX
Legal Description	22 A FR SEC 5 12 7
Legal Range	7E
Legal Township	12N
Legal Section	5
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3010
Census Tract	21304

Owner

4595 Fruitvale Rd is owned and occupied by two individuals who bought it in March 2017.

Source: Placer County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4595 FRUITVALE RD, LINCOLN, CA 95648-9759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Mar 31, 2017	Grant Deed, Transfer · Conventional Mortgage PATELCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2017 · Amount on File
Deed Sale	Mar 31, 2017 · Amount on File
Deed Document Number	201724178
Prior Transfer Date	Mar 30, 2017
Prior Transfer Doc	0000024178
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4595 FRUITVALE RD, NEWCASTLE, CA 95658
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4595 FRUITVALE RD, LINCOLN, CA 95648-9759

Mortgage

Document Number	0000091128
Date	Dec 14, 2022
Instrument	2022-0091128

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Jan 31, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Max Rate	17%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4595 FRUITVALE RD, NEWCASTLE, CA 95658
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4595 FRUITVALE RD, LINCOLN, CA 95648-9759

Mortgage

Document Number	0000078969
Date	Jun 16, 2021
Instrument	2021-0078969

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 31, 2017
Property Address	4595 FRUITVALE RD, NEWCASTLE, CA 95658
Document Number	0000024178
Instrument Date	Mar 30, 2017
Instrument	2017-0024178
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4595 FRUITVALE RD, LINCOLN, CA 95648-9759

Mortgage

Document Number	0000024179
Date	Mar 31, 2017
Instrument	2017-0024179

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	308 Months
Due	Nov 24, 2042

Mortgage

Document Number	0000024180
Date	Mar 31, 2017
Instrument	2017-0024180

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Apr 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4595 Fruitvale Rd was $6,291.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$602,803 (+2%) Land $390,650 Building $212,153
2025	$6,291.00	$590,985 Land $382,991 Building $207,994
2023	$5,730.00 (+4.66%)	$529,136 Land $368,120 Building $161,016
2022	$5,475.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4595 Fruitvale Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1986–1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4595 Fruitvale Rd is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	1,500 / 1,500
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath, Verizon.

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