4645 E Desert Cactus St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4645 E Desert Cactus St, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,751 sqft · built 1992
Lot Size	0.139 acres (6,057 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,757 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`215-12-364`

Property Details

APN / Parcel Number

Primary APN	`215-12-364`
Alternative APN	`215123644`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,751 sqft Living Area
Gross Area	2,135 sqft
1st Floor Area	1,751 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,057 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4645 E DESERT CACTUS ST
City	PHOENIX
State	AZ
Zip	85032-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	TATUM HEIGHTS LOT 1-53 TR A MCR 348-48
Legal Range	4E
Legal Township	4N
Legal Section	31
Legal Subdivision	TATUM HEIGHTS LOT 1-53 TR A
Legal Tract	A
Legal Lot Number	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1012
Census Tract	619700

Owner

Source: Maricopa County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4645 E DESERT CACTUS ST, PHOENIX, AZ 85032-9530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Intrafamily Transfer, Transfer
Nov 17, 2025	Beneficiary Deed, Transfer
Jul 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 17, 2025
Transfer Doc	0000663722
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 17, 2025
Property Address	4645 E DESERT CACTUS ST, PHOENIX, AZ 85032-9530
Document Number	0000663722
Map Reference	MB 348 PG 48
Instrument Date	Nov 17, 2025
Instrument	20250663722
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4645 E DESERT CACTUS ST, PHOENIX, AZ 85032-9530

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4645 E DESERT CACTUS ST, PHOENIX, AZ 85032-9530

November 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 17, 2025
Property Address	4645 E DESERT CACTUS ST, PHOENIX, AZ 85032-9530
Document Number	0000663987
Map Reference	MB 348 PG 48
Instrument Date	Nov 17, 2025
Instrument	20250663987
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4645 E DESERT CACTUS ST, PHOENIX, AZ 85032-9530

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4645 E DESERT CACTUS ST, PHOENIX, AZ 85032-9530
Document Number	0000594327
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4645 E ROBERT E LEE ST PHOENIX AZ 850329530, PHOENIX, AZ 85032-9530

Mortgage

Document Number	0000594327
Date	Aug 5, 2019
Instrument	594327

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 4, 2039

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,430 (+74.06%)	$554,300 (+2.93%) Land $110,800 Building $443,500
2025	$2,757.00 (+5.03%)	$31,846 (-41.9%)	$538,500 (-1.75%) Land $107,700 Building $430,800
2024		$54,810	$548,100 Land $109,600 Building $438,500
2023	$2,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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