4633 E Desert Cactus St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4633 E Desert Cactus St, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,013 sqft · built 1992
Lot Size	0.128 acres (5,566 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (May 2025)
Tax Bill	$2,248 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2025 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`215-12-367`

Property Details

APN / Parcel Number

Primary APN	`215-12-367`
Alternative APN	`215123676`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,013 sqft Living Area
Gross Area	2,109 sqft
1st Floor Area	1,473 sqft
2nd Floor Area	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,566 sqft (0.128 acres)
Parking Spaces	2 Parking Spaces
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4633 E DESERT CACTUS ST
City	PHOENIX
State	AZ
Zip	85032-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	TATUM HEIGHTS LOT 1-53 TR A MCR 348-48
Legal Range	4E
Legal Township	4N
Legal Section	31
Legal Subdivision	TATUM HEIGHTS LOT 1-53 TR A
Legal Tract	A
Legal Lot Number	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1012
Census Tract	619700

Owner

Source: Maricopa County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4633 E DESERT CACTUS ST, PHOENIX, AZ 85032-9530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 3, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
May 14, 2025	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 3, 2022	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Oct 11, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	May 3, 2022 · Amount on Record
Deed Document Number	2025275110
Prior Transfer Date	Jul 31, 2008
Prior Transfer Doc	0000704472
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Aug 10, 2026
Property Address	4633 E DESERT CACTUS ST, PHOENIX, AZ 85032-9530
Document Number	0000471693
Instrument Date	Aug 5, 2026
Instrument	2026471693
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NAVI TITLE AGCY, NAVI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4633 E DESERT CACTUS ST, PHOENIX, AZ 85032-9530

Mortgage

Document Number	0000471693,
Date	Aug 10, 2026
Instrument	2026471693

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4633 E DESERT CACTUS ST, PHOENIX, AZ 85032-9530
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4633 E DESERT CACTUS ST, PHOENIX, AZ 85032-9530

Mortgage

Document Number	0000506024
Date	Sep 3, 2025
Instrument	20250506024

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 14, 2025
Property Address	4633 E DESERT CACTUS ST, PHOENIX, AZ 85032-9530
Document Number	0000275110
Map Reference	MB 348 PG 48
Instrument Date	Apr 23, 2025
Instrument	20250275110
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	NVR TITLE, NAVI TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4633 E DESERT CACTUS ST, PHOENIX, AZ 85032-9530

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4633 E DESERT CACTUS ST, PHOENIX, AZ 85032-9530

Mortgage

Document Number	0000275111
Date	May 14, 2025
Instrument	20250275111

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 3, 2022
Property Address	4633 E DESERT CACTUS ST, PHOENIX, AZ 85032-9530
Document Number	0000388642
Map Reference	MB 348 PG 48
Instrument Date	Apr 28, 2022
Instrument	20220388642
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4871 E SHADY GLEN AVE, 4871, SCOTTSDALE, AZ 85254-0013

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8584 E INDIAN SCHOOL RD UNIT A, A, SCOTTSDALE, AZ 85251-4962

Mortgage

Document Number	0000388643
Date	May 3, 2022
Instrument	20220388643

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4633 E DESERT CACTUS ST, PHOENIX, AZ 85032-9530
Document Number	0000839918
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	COMMERCE TITLE COMPANY, COMMERCE TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4633 E ROBERT E LEE ST PHOENIX AZ 850329530, PHOENIX, AZ 85032-9530

Mortgage

Document Number	0000839918
Date	Oct 21, 2019
Instrument	839918

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,750 (+103.19%)	$527,500 (+2.83%) Land $105,500 Building $422,000
2025	$2,248.00 (-13%)	$25,961 (-50.57%)	$513,000 (-2.32%) Land $102,600 Building $410,400
2024		$52,520	$525,200 Land $105,000 Building $420,200
2023	$2,584.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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