4644 Rd N, Pandora, OH 45877 Property Records

Putnam County property record for 4644 Rd N, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,548 sqft
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (May 2019)
Tax Bill	$1,438 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-003200.0000`

Property Details

APN / Parcel Number

Primary APN	`48-003200.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,548 sqft Living Area
1st Floor Area	792 sqft
Upper Floors Area	756 sqft
Basement Area	378 sqft
Unfinished Basement	378 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Wood
Roof Type	Hip
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Porch	Enclosed Porch
Lean-To	754 sqft
Pole Barn	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	4644 ROAD N
City	PANDORA
State	OH
Zip	45877-9718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 8E 04 SMDPT EPT S SW
Legal Range	8E
Legal Township	1S
Legal Section	04
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2008
Census Tract	30400

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4644 ROAD N, PANDORA, OH 45877-9718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Intrafamily Transfer, Transfer
Nov 3, 2025	Transfer on Death Deed, Transfer
May 3, 2019	Warranty Deed, Transfer · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFF

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2019 · Amount on Record
Deed Sale	May 3, 2019 · Amount on Record
Prior Sale	Jul 6, 2015 · Amount on Record
Deed Document Number	20191564
Deed Book / Page	708 / 2425
Last Transfer Date	Oct 31, 2025
Transfer Doc	00780/2378
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	Nov 3, 2025
Property Address	4644 ROAD N, PANDORA, OH 45877-9718
Document Number	00780/2378
Book / Page	780 / 2378
Instrument Date	Oct 31, 2025
Instrument	202500004830
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4644 ROAD N, PANDORA, OH 45877-9718

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PUTNAM OH
Recording Date	Nov 3, 2025
Property Address	4644 ROAD N, PANDORA, OH 45877-9718
Document Number	00780/2380
Book / Page	780 / 2380
Instrument Date	Oct 31, 2025
Instrument	202500004831
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	May 3, 2019
Property Address	4644 ROAD N, PANDORA, OH 45877-9718
Document Number	708/2425
Book / Page	708 / 2425
Instrument Date	Apr 30, 2019
Instrument	201900001564
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4644 ROAD N, PANDORA, OH 45877-9718

Mortgage

Document Number	201900001565
Date	May 3, 2019
Instrument	201900001565

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2034

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,438.00 (+6.52%) Homeowner's exemption	$48,710 (-) Land $8,730 Building $39,980	$139,170 (-) Land $24,940 Building $114,230
2024	$1,350.00 (-2.74%) Homeowner's exemption	$48,710 (+33.45%) Land $8,730 Building $39,980
2023	$1,388.00 (+1.76%) Homeowner's exemption Additional exemption filed	$36,500 (-) Land $6,700 Building $29,800	$139,170 (+33.46%) Land $24,940 Building $114,230
2022	$1,364.00 Homeowner's exemption	$36,500 Land $6,700 Building $29,800
2020			$104,280 Land $19,140 Building $85,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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