4625 Rd N, Pandora, OH 45877 Property Records

Putnam County property record for 4625 Rd N, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,980 sqft · built 1915
Lot Size	7.35 acres (320,253 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Apr 2026)
Tax Bill	$2,191 (2025)
Deeds & Mortgages	Feb 2005 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-011120.0100`

Property Details

APN / Parcel Number

Primary APN	`48-011120.0100`

Interior

Full Baths	1 Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,980 sqft Living Area
1st Floor Area	990 sqft
Upper Floors Area	990 sqft
Attic	Attic
Attic Area	990 sqft
Basement Area	990 sqft
Unfinished Basement	990 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Concrete Block
Construction Type	Wood
Roof Type	Hip
Roof Material	Shingle
Lot Area	320,253 sqft (7.35 acres)
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces
Granary	2,772 sqft
Silo	Silo

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Oil
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	4625 ROAD N
City	PANDORA
State	OH
Zip	45877-9438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 8E 09 MDSTRIP E NW
Legal Range	8E
Legal Township	1S
Legal Section	09
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2029
Census Tract	30400

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3700 ROAD N, PANDORA, OH 45877-9727
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2005	Deed of Trust, Mortgage FARM CREDIT SERVICES OF MID AMERICA PCA
Apr 13, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED STATES OF AMERICA
Apr 13, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED STATES OF AMERICA
Feb 2, 2024	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Nov 12, 2024 · Amount on Record
Deed Document Number	20261541
Deed Book / Page	786 / 459
Record Updated	Oct 29, 2026

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	4625 ROAD N, PANDORA, OH 45877-9438
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00553/0352
Date	Feb 3, 2005
Book Page	553/0352
Instrument	200500000584

Lender

Name	FARM CREDIT SERVICES OF MID AMERICA PCA
Address	LOUISVILLE, KY 40223

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 1, 2010

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Apr 13, 2026
Property Address	4625 ROAD N, PANDORA, OH 45877-9438
Document Number	0000001541
Book / Page	786 / 459
Instrument Date	Apr 13, 2026
Instrument	20261541
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$80,800.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 ROAD N, PANDORA, OH 45877-9727

Mortgage

Document Number	0000001544,
Date	Apr 13, 2026
Instrument	20261544

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 13, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000001542,
Date	Apr 13, 2026
Book Page	786/461
Instrument	20261542

Lender

Name	FIRST NATIONAL BANK OF PANA

Agreement

Amount	Amount Recorded
Term	25 Months
Due	Jan 5, 2051

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Apr 13, 2026
Property Address	4625 ROAD N, PANDORA, OH 45877-9438
Document Number	000786/459
Book / Page	786 / 459
Instrument Date	Apr 13, 2026
Instrument	20261541
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$80,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 ROAD N, PANDORA, OH 45877-9727

Mortgage

Document Number	0000001544,
Date	Apr 13, 2026
Instrument	20261544

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 13, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000001542,
Date	Apr 13, 2026
Book Page	786/461
Instrument	20261542

Lender

Name	FIRST NATIONAL BANK

Agreement

Amount	Amount Recorded
Term	297 Months
Due	Jan 5, 2051

Interest

Max Rate	-1%

February 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PUTNAM OH
Recording Date	Feb 2, 2024
Property Address	4625 ROAD N, PANDORA, OH 45877-9438
Document Number	000763/892
Book / Page	763 / 892
Instrument Date	Jan 30, 2023
Instrument	202400000379
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4625 ROAD N, PANDORA, OH 45877-9438

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,191.00 (+1.72%) Homeowner's exemption	$72,950 (+37.98%) Land $18,130 Building $54,820	$208,430 (-) Land $51,800 Building $156,630
2023	$2,154.00 (+9.06%) Homeowner's exemption Additional exemption filed	$52,870 (-) Land $12,900 Building $39,970	$208,430 (+37.98%) Land $51,800 Building $156,630
2022	$1,975.00 Homeowner's exemption	$52,870 Land $12,900 Building $39,970
2020			$151,060 Land $36,860 Building $114,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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