4644 Kk Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 4644 Kk Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,140 sqft · built 1972
Lot Size	6.1 acres (265,716 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,621 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-24-200-001-000`

Property Details

APN / Parcel Number

Primary APN	`10-24-200-001-000`
Alternative APN	`10240000000900 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,140 sqft Living Area
1st Floor Area	2,140 sqft
Basement Area	2,140 sqft
Unfinished Basement	2,140 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	265,716 sqft (6.1 acres)
Garage Area	1,800 sqft
Driveway	Asphalt Driveway
Driveway Area	6,939 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	608 sqft
Porch	Slab
Porch Area	348 sqft
Patio Area	272 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4644 KK RD
City	WATERLOO
State	IL
Zip	62298-6526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA2
Legal Description	TAX LOT 18
Legal Range	10W
Legal Township	03S
Legal Section	24
Legal Lot Number	18
Jurisdiction	MONROE IL
Township / Civil Division	23
Census Block Group	1
Census Block	1016
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4644 KK RD, WATERLOO, IL 62298-6526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Oct 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 23, 2020
Transfer Doc	0000411960
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	4644 KK RD, WATERLOO, IL 62298-6526
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426871
Date	Nov 8, 2022
Instrument	426871

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.25%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Oct 23, 2020
Property Address	4644 KK RD, WATERLOO, IL 62298-6526
Document Number	0000411960
Instrument Date	Oct 23, 2020
Instrument	411960
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4644 KK RD WATERLOO IL 622986526, WATERLOO, IL 62298-6526

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,621.00 (+4.98%) Homeowner's exemption	$121,750 (+6.06%) Land $19,800 Building $101,950	$365,250 (+6.06%) Land $59,400 Building $305,850
2024	$6,307.00
2022	Homeowner's exemption Additional exemption filed	$114,790 Land $19,800 Building $94,990	$344,370 Land $59,400 Building $284,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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