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4633 Kk Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 4633 Kk Rd, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 1964
Lot Size0.7 acres (30,650 sqft)
Owner2 Individual Names on File
Tax Bill$2,870 (2025)
Deeds & MortgagesNov 2019 Mortgage
Apr 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-13-401-012-000

Property Details

APN / Parcel Number

Primary APN10-13-401-012-000
Alternative APN
  • 10130400000500 00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Basement Area1,200 sqft
Unfinished Basement1,200 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeFrame
Lot Area30,650 sqft (0.7 acres)
Deck Area96 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4633 KK RD
CityWATERLOO
StateIL
Zip62298-6527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMRMH
Legal DescriptionLOTS 2, 3 & 4 HENDRIX ADDN
Legal Range10W
Legal Township03S
Legal Section13
Legal SubdivisionHENDRIX ADD
Legal Lot Number2-4
JurisdictionMONROE IL
Township / Civil Division12
Census Block Group1
Census Block1011
Census Tract600501

Owner

4633 Kk Rd is owned and occupied by two individuals.

Source: Monroe County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address4633 KK RD, WATERLOO, IL 62298-6527
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO
Apr 18, 2018Loan Modification, Mortgage
CITIZENS CMNTY BK
Dec 18, 2017Loan Modification, Mortgage
CITIZENS CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address4633 KK RD, WATERLOO, IL 62298-6527
Transaction TypeMortgage
Record UpdatedApr 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000404742
DateNov 14, 2019
Instrument404742
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE IL
Property Address4633 KK RD, WATERLOO, IL 62298-6527
Document Number0000395563
Instrument DateApr 18, 2018
Transaction TypeMortgage
Record UpdatedMar 18, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4633 KK RD WATERLOO IL 622986527, WATERLOO, IL 62298-6527

Mortgage

Document Number0000395563
DateApr 30, 2018
Instrument395563
Lender
NameCITIZENS CMNTY BK
TypeBank
AddressMASCOUTAH, IL 62258
Agreement
Term12 Months
DueApr 29, 2019

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE IL
Property Address4633 KK RD, WATERLOO, IL 62298-6527
Document Number0000393590
Instrument DateDec 18, 2017
Transaction TypeMortgage
Record UpdatedJan 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4633 KK RD WATERLOO IL 622986527, WATERLOO, IL 62298-6527

Mortgage

Document Number0000393590
DateDec 26, 2017
Instrument393590
Lender
NameCITIZENS CMNTY BK
TypeBank
AddressMASCOUTAH, IL 62258
Agreement
Term12 Months
DueDec 25, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 4633 Kk Rd was $2,870 with exemptions applied, up 759.3% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,870.00 (+759.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$59,550 Land $2,000 Building $57,550$178,650 Land $6,000 Building $172,650
2024$334.00
2022Disabled Person's exemption Veteran's exemption Additional exemption filed$22,070 Land $2,000 Building $20,070$66,210 Land $6,000 Building $60,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4633 Kk Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimAug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4633 Kk Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Harrisonville Telephone Company
DSL · Fiber in parts of the area		100 / 20

May also be available: Wisper ISP.

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