464388 E 785 Rd, Stilwell, OK 74960 Property Records

Adair County property record for 464388 E 785 Rd, Stilwell, OK 74960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 2021
Lot Size	1.64 acres (71,438 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,101 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27462`

Property Details

APN / Parcel Number

Primary APN	`27462`
Alternative APN	`0000-10-016-024-0-046-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,100 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Metal
Lot Area	71,438 sqft (1.64 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27462
Street Address	464388 E 785 RD
City	STILWELL
State	OK
Zip	74960-6098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PART OF THE NE SE SW, BEING MORE PARTICULARY DESC AS FOLLOWS: BEG @ THE NW COR OF SAID NE SE SW RUNNING THENCE EAST 208.75'
Legal Range	24E
Legal Township	16N
Legal Section	10
Jurisdiction	ADAIR OK
Township / Civil Division	STILWELL WEST
Census Block Group	3
Census Block	3022
Census Tract	376800

Owner

464388 E 785 Rd is owned and occupied by two individuals who acquired it in October 2021.

Source: Adair County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	464337 E 785 RD, STILWELL, OK 74960-6098
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit ARMSTRONG BANK
Oct 27, 2021	Intrafamily Transfer, Transfer · FHA Mortgage ARMSTRONG BANK
Jun 10, 2020	Intrafamily Transfer, Transfer · Commercial Mortgage ARMSTRONG BANK
Aug 20, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021
Deed Sale	Oct 27, 2021
Deed Document Number	20213711
Deed Book / Page	587 / 92
Prior Transfer Date	Oct 25, 2021
Prior Transfer Doc	0000587/92
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	464388 E 785 RD, STILWELL, OK 74960-6098
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464337 E 785 RD, STILWELL, OK 74960-6098

Mortgage

Document Number	000597/407
Date	Jul 20, 2022
Book Page	597/407
Instrument	I-2022-002416

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	STILWELL, OK 74960

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAIR OK
Recording Date	Oct 27, 2021
Property Address	464388 E 785 RD, STILWELL, OK 74960-6098
Document Number	0000587/92
Book / Page	587 / 92
Instrument Date	Oct 25, 2021
Instrument	I-2021-003711
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	I2021003712
Date	Oct 27, 2021
Instrument	I-2021-003712

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAIR OK
Recording Date	Jun 10, 2020
Property Address	464388 E 785 RD, STILWELL, OK 74960-6098
Document Number	000567/511
Book / Page	567 / 511
Instrument Date	Jun 9, 2020
Instrument	2020-001569
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2020001570
Date	Jun 10, 2020
Instrument	2020-001570

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 9, 2021

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAIR OK
Recording Date	Aug 20, 2019
Property Address	464388 E 785 RD, STILWELL, OK 74960-6098
Document Number	000558/691
Book / Page	0558 / 691
Instrument Date	Aug 13, 2019
Instrument	2019-002363
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 464388 E 785 Rd was $2,101 with a homeowner's exemption, up 3.1% from the year before.

Source: Adair County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Elementary School District	Maryetta Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,509 (+3%) Land $1,013 Building $29,496	$254,249 (-3.11%) Land $8,445 Building $245,804
2025	$2,101.00 (+3.09%) Homeowner's exemption	$29,621 (+3%) Land $984 Building $28,637	$262,404 (+9.49%) Land $8,600 Building $253,804
2024	$2,038.00 Homeowner's exemption	$28,758 (-) Land $955 Building $27,803	$239,655 (-) Land $7,960 Building $231,695
2023	$2,038.00 Homeowner's exemption	$28,758 Land $955 Building $27,803	$239,655 Land $7,960 Building $231,695

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 464388 E 785 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 464388 E 785 Rd is high, ranking above 85% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 72% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR CO RWD #2 serves 1,675 people · EPA ID OK3000105
Water Source	Purchased surface water from STILWELL
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500

May also be available: Windstream.

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