464337 E 785 Rd, Stilwell, OK 74960 Property Records

Adair County property record for 464337 E 785 Rd, Stilwell, OK 74960

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,568 sqft · built 1970
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Last Sale	$1,499,000 (Mar 2022)
Tax Bill	$1,307 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-10-016-024-0-017-00`

Property Details

APN / Parcel Number

Primary APN	`0000-10-016-024-0-017-00`
Alternative APN	`3642`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	41,382 sqft (0.95 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	112 sqft
Patio Area	112 sqft
Shed	1 Shed
Shed Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3642
Street Address	464337 E 785 RD
City	STILWELL
State	OK
Zip	74960-6098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IP
Legal Description	A PART OF S2 SE NW, BEG @ A POINT ON THE SOUTH LINE OF THE NORTHWEST QUARTER OF SAID SECTION 10, WHICH IS N89^49'28" W 810.95
Legal Range	24E
Legal Township	16N
Legal Section	10
Jurisdiction	ADAIR OK
Township / Civil Division	STILWELL WEST
Census Block Group	3
Census Block	3007
Census Tract	376800

Owner

Source: Adair County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	464337 E 785 RD, STILWELL, OK 74960-6098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Line of Credit ARMSTRONG BANK
Mar 9, 2022	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Jun 9, 2015 · Amount on Record
Deed Document Number	2022754
Deed Book / Page	591 / 855
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	464337 E 785 RD, STILWELL, OK 74960-6098
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464337 E 785 RD, STILWELL, OK 74960-6098

Mortgage

Document Number	000573/138
Date	Oct 30, 2020
Book Page	573/138
Instrument	2020-003215

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	STILWELL, OK 74960

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	8 Months
Due	Jun 9, 2021

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR OK
Recording Date	Mar 9, 2022
Property Address	464337 E 785 RD, STILWELL, OK 74960-6098
Document Number	000591/855
Book / Page	591 / 855
Instrument Date	Mar 7, 2022
Instrument	I-2022-000754
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	NOT AVAILABLE, MULTIPLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464337E 185RD, STILWELL, OK 74960

Mortgage

Document Number	I2022000756
Date	Mar 9, 2022
Instrument	I-2022-000756

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Adair County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Unified School District	Stilwell Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,138 (+0.71%) Land $2,594 Building $15,544	$151,146 (+0.7%) Land $21,613 Building $129,533
2025	$1,307.00 (+0.08%)	$18,011 (+0.13%) Land $2,594 Building $15,417	$150,090 (+0.13%) Land $21,613 Building $128,477
2024	$1,306.00	$17,988 (-) Land $798 Building $17,190	$149,900 (-) Land $6,650 Building $143,250
2023	$1,306.00	$17,988 Land $798 Building $17,190	$149,900 Land $6,650 Building $143,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 69% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR CO RWD #2 serves 1,675 people · EPA ID OK3000105
Water Source	Purchased surface water from STILWELL
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500

May also be available: Windstream.

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