4643 Ferndale Meadows Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 4643 Ferndale Meadows Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,213 sqft · built 2010
Lot Size	0.167 acres (7,315 sqft)
Owner	Owner Name on Record
Tax Bill	$5,302 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R389612`

Property Details

APN / Parcel Number

Primary APN	`R389612`
Alternative APN	`4291-03-001-0120-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,213 sqft Living Area
1st Floor Area	2,007 sqft
2nd Floor Area	1,206 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,315 sqft (0.167 acres)
Lot Dimensions	120 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R389612
Street Address	4643 FERNDALE MEADOWS DR
City	KATY
State	TX
Zip	77494-5337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KING LAKES SEC 3, BLOCK 1, LOT 12
Legal Subdivision	KING LAKES SEC 3
Legal Block	1
Legal Lot Number	12
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1002
Census Tract	673113

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4643 FERNDALE MEADOWS DR, KATY, TX 77494-5337
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 2, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2010
Deed Sale	Sep 9, 2010
Deed Document Number	2010087683
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4643 FERNDALE MEADOWS DR, KATY, TX 77494-5337
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101044
Date	Jun 17, 2021
Instrument	2021101044

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4643 FERNDALE MEADOWS DR, KATY, TX 77494-5337
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037586
Date	Mar 10, 2021
Instrument	2021037586

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4643 FERNDALE MEADOWS DR, KATY, TX 77494-5337
Document Number	0000051502
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4643 FERNDALE MEADOWS DR KATY TX 774945337, KATY, TX 77494-5337

Mortgage

Document Number	0000051502
Date	May 12, 2017
Instrument	51502

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,302.00 (-31.79%) Homeowner's exemption	$448,414 (+1%) Land $65,208 Building $453,865	$519,073 (+6.48%) Land $65,208 Building $453,865
2024	$7,773.00 (+68.9%) Homeowner's exemption	$407,649 (+1%) Land $65,208 Building $422,260	$487,468 (+3.1%) Land $65,208 Building $422,260
2023	$4,602.00 (-17.11%) Homeowner's exemption	$370,590 Land $50,160 Building $422,673	$472,833 Land $50,160 Building $422,673
2018	$5,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Nearby Flood Policies	105 in force
Nearby Flood Claims	5 (2017)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 185 serves 3,663 people · EPA ID TX0790478
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, AT&T.

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