4638 Ferndale Meadows Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 4638 Ferndale Meadows Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,687 sqft · built 2010
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Tax Bill	$4,643 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R389639`

Property Details

APN / Parcel Number

Primary APN	`R389639`
Alternative APN	`4291-03-002-0250-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,687 sqft Living Area
1st Floor Area	1,458 sqft
2nd Floor Area	1,229 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	187 sqft
Patio Area	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R389639
Street Address	4638 FERNDALE MEADOWS DR
City	KATY
State	TX
Zip	77494-5336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KING LAKES SEC 3, BLOCK 2, LOT 25
Legal Subdivision	KING LAKES SEC 3
Legal Block	2
Legal Lot Number	25
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1001
Census Tract	673113

Owner

4638 Ferndale Meadows Dr is owned and occupied by an individual who acquired it in January 2017.

Source: Fort Bend County records, as of January 28, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4638 FERNDALE MEADOWS DR, KATY, TX 77494-5336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jan 13, 2017	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2017
Deed Sale	Jan 13, 2017
Prior Sale	Oct 25, 2010
Deed Document Number	2017004828
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4638 FERNDALE MEADOWS DR, KATY, TX 77494-5336
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	DUKANE TITLE, KANE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140887
Date	Aug 24, 2021
Instrument	2021140887

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4638 FERNDALE MEADOWS DR, KATY, TX 77494-5336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150298
Date	Oct 27, 2020
Instrument	2020150298

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Jan 13, 2017
Property Address	4638 FERNDALE MEADOWS DR, KATY, TX 77494-5336
Document Number	0000004828
Map Reference	PL20100003
Instrument Date	Jan 12, 2017
Instrument	2017004828
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4638 FERNADL MEDOWS DR, KATY, TX 77494-5336

Mortgage

Document Number	0000004829
Date	Jan 13, 2017
Instrument	2017004829

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4638 Ferndale Meadows Dr was $4,643 with a homeowner's exemption, down 32.9% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,643.00 (-32.89%) Homeowner's exemption	$405,342 (+1%) Land $59,280 Building $410,092	$469,372 (+6.55%) Land $59,280 Building $410,092
2024	$6,919.00 (+70.76%) Homeowner's exemption	$368,493 (+1%) Land $59,280 Building $381,224	$440,504 (+3.17%) Land $59,280 Building $381,224
2023	$4,052.00 Homeowner's exemption	$334,994 Land $45,600 Building $381,361	$426,961 Land $45,600 Building $381,361
2018	$4,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4638 Ferndale Meadows Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 policies
Nearby Flood Policies	105 in force
Nearby Flood Claims	5 (2017)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4638 Ferndale Meadows Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 185 serves 3,663 people · EPA ID TX0790478
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, AT&T.

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