4643 Eaves Ln, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 4643 Eaves Ln, Charlotte, NC 28215

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,294 sqft · built 2002
Lot Size0.146 acres (6,360 sqft)
OwnerCompany Name on Record
Last Sale$182,500 (Oct 2020)
Tax Bill$2,066 (2025)
Deeds & MortgagesOct 2026 Reverse Mortgage
Oct 2020 Sale
Flood ZoneZone X (minimal risk)
APN099-027-09

Property Details

APN / Parcel Number

Primary APN099-027-09

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,294 sqft Living Area
1st Floor Area1,294 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialOther
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area6,360 sqft (0.146 acres)
PorchFinished/Open Porch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4643 EAVES LN
CityCHARLOTTE
StateNC
Zip28215-4099
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMX-2
Legal DescriptionL9A M35-387 & M35-389
Legal SubdivisionCITISIDE/PLAZA PH 03 MAP 01
Legal Block7
Legal Lot Number9A
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1003
Census Tract1504

Owner

Source: Mecklenburg County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1419 CENTRAL AVE, 200, CHARLOTTE, NC 28205-5293
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2026Deed of Trust, Mortgage · Reverse Mortgage
SOUTH STATE BANK
Oct 13, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2020 · Amount on Record
Deed SaleOct 13, 2020 · Amount on Record
Prior SaleSep 2, 2003 · Amount on Record
Deed Document Number2020168413
Deed Book / Page35172 / 390
Prior Transfer DateDec 23, 2013
Prior Transfer Doc0000003960
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateOct 7, 2026
Property Address4643 EAVES LN, CHARLOTTE, NC 28215-4099
Document Number0000107382
Book / Page40764 / 392
Instrument DateOct 5, 2026
Instrument2026107382
Transaction TypeMortgage
Record UpdatedOct 21, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address2100 THE PLZ, CHARLOTTE, NC 28205-3034

Mortgage

Document Number0000107382,
DateOct 7, 2026
Book Page40764/392
Instrument2026107382
Lender
NameSOUTH STATE BANK
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term60 Months
DueOct 5, 2031
Interest
Max Rate-1%

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 13, 2020
Property Address4643 EAVES LN, CHARLOTTE, NC 28215-4099
Document Number0000168413
Book / Page035172 / 000390
Instrument DateOct 13, 2020
Instrument168413
Transaction TypeTransfer
Record UpdatedNov 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$365.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1419 CENTRAL AVE #200 CHARLOTTE NC 282055293, 200, CHARLOTTE, NC 28205-5293

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,066.00$246,700 Land $70,000 Building $176,700$246,700 Land $70,000 Building $176,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims19 (1990–2020)
Claims Outside the SFHA3 of 19
Most Recent ClaimNov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Google Fiber.

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