4639 Eaves Ln, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 4639 Eaves Ln, Charlotte, NC 28215

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,462 sqft · built 2002
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jul 2003)
Tax Bill	$2,196 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`099-027-08`

Property Details

APN / Parcel Number

Primary APN	`099-027-08`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,462 sqft Living Area
1st Floor Area	940 sqft
Upper Floors Area	522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Other
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Porch	Finished/Open Porch
Porch Area	104 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4639 EAVES LN
City	CHARLOTTE
State	NC
Zip	28215-4099
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-2
Legal Description	L8A M35-387 & M35-389
Legal Subdivision	CITISIDE PLAZA PH 03 MAP 01
Legal Block	7
Legal Lot Number	8A
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1003
Census Tract	1504

Owner

Source: Mecklenburg County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4639 EAVES LN, CHARLOTTE, NC 28215-4099
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LNDG INC
Mar 14, 2020	Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG
Dec 8, 2018	Deed of Trust, Mortgage · FHA Mortgage HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2003 · Amount on Record
Deed Sale	Jul 2, 2003 · Amount on Record
Prior Sale	Jul 10, 2002 · Amount on Record
Deed Document Number	2003148292
Deed Book / Page	15630 / 636
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 3, 2026
Property Address	4639 EAVES LN, CHARLOTTE, NC 28215-4099
Document Number	0000059224
Book / Page	40476 / 240
Instrument Date	May 29, 2026
Instrument	202659224
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4639 EAVES LN, CHARLOTTE, NC 28215-4099

Mortgage

Document Number	0000059224,
Date	Jun 3, 2026
Book Page	40476/240
Instrument	202659224

Lender

Name	ADVANTAGEFIRST LNDG INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4639 EAVES LN, CHARLOTTE, NC 28215-4099
Document Number	0000039550
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4639 EAVES LN CHARLOTTE NC 282154099, CHARLOTTE, NC 28215-4099

Mortgage

Document Number	0000039550
Date	Mar 20, 2020
Book Page	034388/000227
Instrument	39550

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4639 EAVES LN, CHARLOTTE, NC 28215-4099
Document Number	0000153157
Instrument Date	Dec 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4639 EAVES LN CHARLOTTE NC 282154099, CHARLOTTE, NC 28215-4099

Mortgage

Document Number	0000153157
Date	Dec 12, 2018
Book Page	033164/000865
Instrument	153157

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,196.00	$263,700 Land $70,000 Building $193,700	$263,700 Land $70,000 Building $193,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	19 (1990–2020)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

Nearby Properties on Eaves Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures