4643 Clayton Dr, Cincinnati, OH 45244 Property Records

Clermont County property record for 4643 Clayton Dr, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,325 sqft · built 1960
Lot Size	0.483 acres (21,039 sqft)
Owner	Company Name on Record
Last Sale	$35,000 (Sep 2019)
Tax Bill	$3,074 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-42-31A-039`

Property Details

APN / Parcel Number

Primary APN	`41-42-31A-039`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	1,050 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	21,039 sqft (0.483 acres)
View / Lot	Cul-de-sac
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4643 CLAYTON DR
City	CINCINNATI
State	OH
Zip	45244-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERNELL HEIGHTS 1; LOT 39
Legal Subdivision	FERNELL HEIGHTS
Legal Lot Number	39
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1000
Census Tract	41405

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7400 BRILL RD, CINCINNATI, OH 45243-3526
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC
May 4, 2020	Quit Claim Deed, Transfer IVY POINTE TITLE LLC
May 29, 2020	Quit Claim Deed, Transfer IVY POINTE TITLE LLC
Sep 26, 2019	Warranty Deed, Transfer CBANK
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage MARJORIE M CROOP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Prior Sale	Apr 21, 1994 · Amount on Record
Deed Document Number	201921550
Deed Book / Page	2819 / 1098
Last Transfer Date	May 15, 2020
Transfer Doc	0000012886
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4643 CLAYTON DR, CINCINNATI, OH 45244-1403
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	IPT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012885
Date	May 29, 2020
Book Page	2839/4581
Instrument	202000012885

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLERMONT OH
Recording Date	May 4, 2020
Property Address	4643 CLAYTON DR, CINCINNATI, OH 45244-1403
Document Number	0000010434
Book / Page	002837 / 001857
Instrument Date	Apr 23, 2020
Instrument	10434
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	IVY POINTE TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7400 BRILL RD CINCINNATI OH 452433526, CINCINNATI, OH 45243-3526

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLERMONT OH
Recording Date	May 29, 2020
Property Address	4643 CLAYTON DR, CINCINNATI, OH 45244-1403
Document Number	0000012886
Book / Page	002839 / 004596
Instrument Date	Mar 15, 2020
Instrument	12886
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	IVY POINTE TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7400 BRILL RD CINCINNATI OH 452433526, CINCINNATI, OH 45243-3526

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Sep 26, 2019
Property Address	4643 CLAYTON DR, CINCINNATI, OH 45244-1403
Document Number	0000021550
Book / Page	002819 / 001098
Instrument Date	Sep 18, 2019
Instrument	21550
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	IVY POINTE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7400 BRILL RD CINCINNATI OH 452433526, CINCINNATI, OH 45243-3526

Mortgage

Document Number	21551
Date	Sep 26, 2019
Book Page	002819/001101
Instrument	21551

Lender

Name	CBANK
Type	Bank
Address	CINCINNATI, OH 45236

Agreement

Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4643 CLAYTON DR, CINCINNATI, OH 45244-1403
Document Number	0000020729
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4643 CLAYTON DR CINCINNATI OH 452441403, CINCINNATI, OH 45244-1403

Mortgage

Document Number	0000020729
Date	Sep 18, 2019
Book Page	002818/002216
Instrument	20729

Lender

Name	MARJORIE M CROOP
Address	8001 EVENING WHISPER WAY, CINCINNATI, OH 45244-4901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,074.00 (-48.21%)	$59,680 (-) Land $15,820 Building $43,860
2024			$170,500 (-) Land $45,200 Building $125,300
2023	$5,935.00 (+135.61%)	$59,680 (+41.15%) Land $15,820 Building $43,860	$170,500 (+41.14%) Land $45,200 Building $125,300
2022	$2,519.00	$42,280 Land $11,200 Building $31,080
2020			$120,800 Land $32,000 Building $88,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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