4641 Clayton Dr, Cincinnati, OH 45244 Property Records

Clermont County property record for 4641 Clayton Dr, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1961
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,100 (Dec 2025)
Tax Bill	$2,161 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-42-31A-038`

Property Details

APN / Parcel Number

Primary APN	`41-42-31A-038`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Cul-de-sac

Exterior Amenities

Porch	Slab
Porch Area	304 sqft
Deck Area	80 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	100 sqft
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4641 CLAYTON DR
City	CINCINNATI
State	OH
Zip	45244-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERNELL HEIGHTS 1; LOT 38
Legal Subdivision	FERNELL HEIGHTS
Legal Lot Number	38
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1000
Census Tract	41405

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2027 WHISPERING PINES DR, CINCINNATI, OH 45230-2171
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Oct 11, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Prior Sale	Oct 11, 2021 · Amount on Record
Deed Document Number	202525536
Deed Book / Page	3009 / 3987
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Dec 2, 2025
Property Address	4641 CLAYTON DR, CINCINNATI, OH 45244-1403
Document Number	0000025536
Book / Page	3009 / 3987
Map Reference	MB L PG 22
Instrument Date	Dec 1, 2025
Instrument	202500025536
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2027 WHISPERING PINES DR, CINCINNATI, OH 45230-2171

Mortgage

Document Number	0000025537
Date	Dec 2, 2025
Instrument	202500025537

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Oct 11, 2021
Property Address	4641 CLAYTON DR, CINCINNATI, OH 45244-1403
Document Number	0000033038
Book / Page	2897 / 4073
Map Reference	MB L PG 22
Instrument Date	Oct 11, 2021
Instrument	202100033038
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4641 CLAYTON DR, CINCINNATI, OH 45244-1403

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,161.00 (-0.18%)	$42,950 (-) Land $15,820 Building $27,130
2024	$2,165.00 (-49.31%) Homeowner's exemption	$42,950 (-) Land $15,820 Building $27,130	$122,700 (-) Land $45,200 Building $77,500
2023	$4,271.00 (+70.7%) Homeowner's exemption	$42,950 (-) Land $15,820 Building $27,130	$122,700 (-) Land $45,200 Building $77,500
2022	$2,502.00 Homeowner's exemption	$42,950 Land $11,200 Building $31,750
2020			$122,700 Land $32,000 Building $90,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Clayton Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures