Oakland County property record for 4643 Charest Ave, Waterford, MI 48327
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,526 sqft · built 2012 |
| Lot Size | 0.388 acres (16,901 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Apr 2012) |
| Tax Bill | $4,406 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | W-13-34-306-017 |
| Primary APN | W-13-34-306-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,526 sqft Living Area |
| 1st Floor Area | 1,717 sqft |
| Basement Area | 1,717 sqft |
| Unfinished Basement | 1,717 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Hip |
| Lot Area | 16,901 sqft (0.388 acres) |
| Lot Dimensions | 200 ft deep x 40 ft wide |
| View / Lot | Waterfront |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 38 sqft |
| Deck Area | 480 sqft |
| Patio Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4643 CHAREST AVE |
|---|---|
| City | WATERFORD |
| State | MI |
| Zip | 48327-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | T3N, R9E, SEC 34 CHETOLAH SHORES SUB LOTS 38 & 39 BLK 42 |
| Legal Range | 09E |
| Legal Township | 03N |
| Legal Section | 34 |
| Legal Subdivision | CHETOLAH SHORES SUB |
| Legal Block | 42 |
| Legal Lot Number | 38-39 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 145200 |
4643 Charest Ave is owned and occupied by an individual who acquired it in April 2013.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4643 CHAREST AVE, WATERFORD, MI 48327-3405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2012 · Amount on File |
| Deed Sale | Apr 20, 2012 · Amount on File |
| Prior Sale | Jul 6, 2000 |
| Deed Document Number | 201288083 |
| Deed Book / Page | 44091 / 674 |
| Last Transfer Date | Apr 23, 2013 |
| Transfer Doc | 0000121186 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4643 Charest Ave was $4,406 with a homeowner's exemption, down 39.9% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Waterford Charter Township |
| Unified School District | Waterford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,406.00 (-39.92%) Homeowner's exemption | $384,310 | $768,620 |
| 2024 | $7,334.00 | ||
| 2023 | $357,450 | $714,900 | |
| 2021 | $6,308.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4643 Charest Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1991–2004) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4643 Charest Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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