4635 Charest Ave, Waterford, MI 48327 Property Records

Oakland County property record for 4635 Charest Ave, Waterford, MI 48327 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1956
Square Footage	2,296 sqft Living Area
Lot Size	81,196 sqft (1.86 acres)
Occupancy	Owner Occupied
Last Sale	$700,000 (2015)
Tax Bill	$6,657.00 (2025)

Owner

Source: Oakland County records · APN W-13-34-306-021

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4635 CHAREST AVE, WATERFORD, MI 48327-3405
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2015 · Amount on Record
Deed Sale	Nov 12, 2015 · Amount on Record
Prior Sale	Aug 27, 2013 · Amount on Record
Deed Doc Number	2015222676
Deed Book / Page	48790 / 527
Last Transfer Date	Dec 31, 2021
Transfer Doc	0000317767
Record Refreshed	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Feb 10, 2022
Property Address	4635 CHAREST AVE, WATERFORD, MI 48327-3405
Document Number	0000317767
Book / Page	57436 / 441
Map Reference	LB 41 PG 16
Instrument Date	Dec 31, 2021
Instrument	317767
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 CHAREST AVE, WATERFORD, MI 48327-3405

Mortgage

Document Number	0057436443
Date	Feb 10, 2022
Instrument	57436/443

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,657.00 (-39.87%) Homeowner's exemption	$420,010 (+3.57%)	$840,020 (+3.57%)
2024	$11,071.00 (+17.41%)
2023		$405,530	$811,060
2021	$9,429.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 3% of the US · above 7% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`W-13-34-306-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	2,296 sqft Living Area
1st Floor	2,296 sqft 1st Floor
Basement Area	2,296 sqft Basement
Unfinished Basement	2,296 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Lot Area	81,196 sqft (1.86 acres)
Depth X Width	81,200 ft x 1 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Area	810 sqft Garage
Deck Area	563 sqft Deck
Patio Area	563 sqft Patio
Porch Area	42 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	4635 CHAREST AVE
City	WATERFORD
State	MI
Zip	48327-3405
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	T3N, R9E, SEC 34 CHETOLAH SHORES SUB LOT 37, BLK 15, ALSO LOTS 40 & 41, BLK 42, ALSO THAT PART OF VAC CHAREST BLVD DESC AS BEG AT NE COR OF LOT 41, BLK 42, TH N 62-42-45 W 59.75 FT, TH N 12-35-36 W 38.68 FT TO MOST WLY COR OF LOT 37, BLK 15, TH S 63-
Legal Range	09E
Legal Township	03N
Legal Section	34
Legal Subdivision	CHETOLAH SHORES SUB
Legal Block	15,42
Legal Lot Number	37
Jurisdiction	OAKLAND MI
Minor Civil Division	WATERFORD
Census Blockgroup	1
Census Block	1004
Census Tract	145200