Osceola County property record for 4643 Calumet Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,684 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $238,300 (2018) |
| Tax Bill | $5,446.00 (2025) |
| Primary APN | 192631016100013040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,684 sqft Heated Area |
| Gross Area | 2,321 sqft Gross Area |
| 1st Floor | 1,684 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 400 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 237 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4643 CALUMET DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8991 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GRAMERCY FARMS PH 4 PB 26 PGS 79-82 LOT 304 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | GRAMERCY FARMS PH 4 5 7 8 & 9 |
| Legal Phase | 4 |
| Legal Tract | 161 |
| Legal Lot Number | 304 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 43304 |
Source: Osceola County records · APN 192631016100013040
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4643 CALUMET DR, SAINT CLOUD, FL 34772-8991 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Aug 22, 2018 | Grant Deed, Transfer · Veterans Administration Mortgage HOME SOLUTION LENDERS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2018 · Amount on Record |
| Deed Sale | Aug 22, 2018 · Amount on Record |
| Deed Doc Number | 2018128088 |
| Deed Book / Page | 5389 / 1062 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4643 CALUMET DR, SAINT CLOUD, FL 34772-8991 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4643 CALUMET DR, SAINT CLOUD, FL 34772-8991 |
| Document Number | 0062872462 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 6287/2462 |
| Instrument | 2022141523 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | ASHEBORO, NC 27203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 22, 2018 |
| Property Address | 4643 CALUMET DR, SAINT CLOUD, FL 34772-8991 |
| Document Number | 0053891062 |
| Book / Page | 005389 / 001062 |
| Instrument Date | Aug 18, 2018 |
| Instrument | 128088 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | INNOVATIVE TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,668.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4643 CALUMET DR ST CLOUD FL 347728991, ST CLOUD, FL 34772-8991 |
| Document Number | 53891063 |
|---|---|
| Date | Aug 22, 2018 |
| Book Page | 005389/001063 |
| Instrument | 128089 |
| Name | HOME SOLUTION LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | BARTOW, FL 33830 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,446.00 (+8.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $235,549 (+5.99%) | $319,600 (-0.59%) Land $70,000 Building $249,600 |
| 2023 | $5,006.00 (+2.33%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $222,244 (+3%) | $321,500 (+15.77%) Land $60,000 Building $261,500 |
| 2022 | $4,892.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $215,771 | $277,700 Land $55,000 Building $222,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 457 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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