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4642 Calumet Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4642 Calumet Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,723 sqft Heated Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$397,000 (2025)
Tax Bill$5,618.00 (2025)

Property Details

APN / Parcel Number

Primary APN192631016100012460

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,723 sqft Heated Area
Gross Area2,398 sqft Gross Area
1st Floor1,723 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished Garage
Garage Area440 sqft Garage
FenceFence
PorchOpen Porch
Porch Area235 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4642 CALUMET DR
CitySAINT CLOUD
StateFL
Zip34772-8990
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 4 PB 26 PGS 79-82 LOT 246
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 4 5 7 8 & 9
Legal Phase4
Legal Tract161
Legal Lot Number246
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1003
Census Tract43304

Owner

Source: Osceola County records · APN 192631016100012460

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address519 NEPTUNE BAY CIR UNIT 1, 1, SAINT CLOUD, FL 34769-7032
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 08, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LAND-HOME FINANCIAL SERVICES
Mar 20, 2019Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOME SOLUTION LENDERS
Sep 25, 2018Warranty Deed, Construction Loan
INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 25, 2025 · Amount on Record
Deed SaleMar 25, 2025 · Amount on Record
Prior SaleMar 20, 2019 · Amount on Record
Deed Doc Number2025037226
Deed Book / Page6759 / 2203
Record RefreshedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4642 CALUMET DR, SAINT CLOUD, FL 34772-8990
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057200021
DateMay 08, 2020
Book Page5720/21
Instrument2020062092
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMar 20, 2019
Property Address4642 CALUMET DR, SAINT CLOUD, FL 34772-8990
Document Number0054932981
Book / Page005493 / 002981
Instrument DateMar 15, 2019
Instrument35116
Transaction TypeTransfer
Record UpdatedApr 01, 2019
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,731.10
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4642 CALUMET DR ST CLOUD FL 347728990, ST CLOUD, FL 34772-8990

Mortgage

Document Number54932982
DateMar 20, 2019
Book Page005493/002982
Instrument35117
Lender
NameHOME SOLUTION LENDERS
TypeFunding / Finance Company
AddressBARTOW, FL 33830
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2049

September 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 25, 2018
Property Address4642 CALUMET DR, SAINT CLOUD, FL 34772-8990
Document Number0054060458
Book / Page005406 / 000458
Instrument DateSep 21, 2018
Instrument143814
Transaction TypeConstruction Loan
Record UpdatedOct 24, 2018
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$630.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,618.00 (+8.58%) Homeowner's exemption$240,150 (+5.99%)$321,000 (-0.68%) Land $70,000 Building $251,000
2023$5,174.00 (+2.27%) Homeowner's exemption$226,585 (+3%)$323,200 (+15.8%) Land $60,000 Building $263,200
2022$5,059.00 Homeowner's exemption$219,986$279,100 Land $55,000 Building $224,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 62% of the US · above 36% of Florida
Wildfire LikelihoodAbout 1 in 457 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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