Brunswick County property record for 4643 Bluff Dr, Shallotte, NC 28470 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,184 sqft · built 1977 |
| Lot Size | 0.64 acres (27,804 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,237 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 198IB002 |
| Primary APN | 198IB002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,184 sqft Heated Area |
| Gross Area | 4,270 sqft |
| 1st Floor Area | 2,238 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 27,804 sqft (0.64 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 62642800 |
|---|---|
| Street Address | 4643 BLUFF DR |
| City | SHALLOTTE |
| State | NC |
| Zip | 28470-5229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-53 S-2 PLAT 7/31 |
| Legal Lot Number | 53 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20514 |
Source: Brunswick County records · APN 198IB002
Assessment roll updated August 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4643 BLUFF DR, SHALLOTTE, NC 28470-5229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2019 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Jan 02, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 1996 |
| Deed Sale | Apr 01, 1996 |
| Deed Book / Page | 1084 / 1166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 4643 BLUFF DR, SHALLOTTE, NC 28470-5229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042790759 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 4279/0759 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 25, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 4643 BLUFF DR, SHALLOTTE, NC 28470-5229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042970097 |
|---|---|
| Date | Jan 02, 2020 |
| Book Page | 4297/0097 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Shallotte Town |
| Unified School District | Brunswick County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,237.00 | $404,380 (-) Land $43,000 Building $361,380 | $404,380 (-) Land $43,000 Building $361,380 |
| 2023 | $404,380 Land $43,000 Building $361,380 | $404,380 Land $43,000 Building $361,380 |
Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 59 individual NFIP policies nearby |
| Nearby Flood Policies | 59 in force 50 of 59 on primary residences |
| Nearby Flood Claims | 6 (2018–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Aug 2024, other causes |
| Flood Events |
|
| Wildfire Risk | Moderate above 61% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 654 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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