4638 Bluff Dr, Shallotte, NC 28470 Property Records

Brunswick County property record for 4638 Bluff Dr, Shallotte, NC 28470

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,858 sqft · built 1965
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jun 2022)
Tax Bill	$2,029 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`198IA010`

Property Details

APN / Parcel Number

Primary APN	`198IA010`
Alternative APNs	`108820708284` `80110104`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,858 sqft Heated Area
Gross Area	2,550 sqft
1st Floor Area	1,858 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	66,211 sqft (1.52 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	80110104
Street Address	4638 BLUFF DR
City	SHALLOTTE
State	NC
Zip	28470-5228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	L-24 & N 10' OF 23 S-2 PL 7/31 RVR HGTS
Legal Subdivision	RIVER HEIGHTS
Legal Lot Number	24
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	2
Census Block	2005
Census Tract	20514

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4638 BLUFF DR, SHALLOTTE, NC 28470-5228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on Record
Deed Sale	Jun 24, 2022 · Amount on Record
Prior Sale	Apr 27, 2021 · Amount on Record
Deed Book / Page	4872 / 67
Prior Transfer Date	Apr 22, 2021
Prior Transfer Doc	0046040916
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 27, 2021
Property Address	4638 BLUFF DR, SHALLOTTE, NC 28470-5228
Document Number	0046040916
Book / Page	4604 / 916
Map Reference	MB 7 PG 31
Instrument Date	Apr 22, 2021
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4638 BLUFF DR, SHALLOTTE, NC 28470-5228

Mortgage

Document Number	4604918
Date	Apr 27, 2021
Instrument	4604/918

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Shallotte Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,550 (-) Land $120,000 Building $160,550	$280,550 (-) Land $120,000 Building $160,550
2025	$2,029.00 (+0.95%)	$280,550 (-) Land $120,000 Building $160,550	$280,550 (-) Land $120,000 Building $160,550
2024	$2,010.00
2023		$280,550 Land $120,000 Building $160,550	$280,550 Land $120,000 Building $160,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 59 policies
Nearby Flood Policies	59 in force
Nearby Flood Claims	6 (2018–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 96% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable · Fiber in parts of the area	1,000 / 35

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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