4641 Territorial Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 4641 Territorial Rd, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	1 ba · 992 sqft · built 1900
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,000 (Oct 2025)
Tax Bill	$831 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-0013-0030-00-8`

Property Details

APN / Parcel Number

Primary APN	`03-0013-0030-00-8`
Alternative APN	`11-03-0013-0030-00-8`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	992 sqft Living Area
1st Floor Area	680 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	34,848 sqft (0.8 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4641 TERRITORIAL RD
City	BENTON HARBOR
State	MI
Zip	49022-9226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E RESTRICT
Legal Description	COM 1025.1' E & 748' S OF NW COR OF SW1/4 OF NE1/4 SEC 13 T4S R18W TH W 104' TH S4DEG09'W 356.56' TO C/L OF HWY TH S73DEG43'E ON C/L TO A PT S OF BEG TH N 397' TO POB
Legal Range	18W
Legal Township	04S
Legal Section	13
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1018
Census Tract	2400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4641 TERRITORIAL RD, BENTON HARBOR, MI 49022-9226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
Apr 4, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on Record
Deed Sale	Oct 2, 2025 · Amount on Record
Deed Document Number	2025443113
Deed Book / Page	3461 / 1660
Prior Transfer Date	Apr 3, 2018
Prior Transfer Doc	03201/3484
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 2, 2025
Property Address	4641 TERRITORIAL RD, BENTON HARBOR, MI 49022-9226
Document Number	03461/1660
Book / Page	3461 / 1660
Instrument Date	Sep 15, 2025
Instrument	2025443113
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4641 TERRITORIAL RD, BENTON HARBOR, MI 49022-9226

Mortgage

Document Number	0034611665
Date	Oct 2, 2025
Instrument	3461/1665

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Apr 4, 2018
Property Address	4641 TERRITORIAL RD, BENTON HARBOR, MI 49022-9226
Document Number	03201/3484
Book / Page	3201 / 3484
Instrument Date	Apr 3, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4641 TERRITORIAL RD, BENTON HARBOR, MI 49022-9226

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,500 (+10.42%)	$89,000 (+10.42%)
2025	$831.00 (+3.1%) Homeowner's exemption	$40,300 (+11.94%)	$80,600 (+11.94%)
2024	$806.00 (+9.81%)
2023		$36,000	$72,000
2022	$734.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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