4641 38th St, San Diego, CA 92116 Property Records

San Diego County property record for 4641 38th St, San Diego, CA 92116

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 431 sqft · built 1938
Lot Size	0.56 acres (2,451 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (May 2022)
Tax Bill	$5,614 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit May 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`440-600-38-00`

Property Details

APN / Parcel Number

Primary APN	`440-600-38-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	431 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Bungalow
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	2,451 sqft (0.56 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4641 38TH ST
City	SAN DIEGO
State	CA
Zip	92116-3704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	VL 203 POR OF TR 000985
Legal Subdivision	NORMAL HEIGHTS
Legal Tract	000985
Legal Block	1
Legal Lot Number	203
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	1801

Owner

Source: San Diego County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4641 38TH ST, SAN DIEGO, CA 92116-3704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CREDIT UNION
May 12, 2022	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 19, 2017	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jun 27, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 6, 2020	Deed of Trust, Mortgage · VA Mortgage NEXBANK SSB
Nov 8, 2017	Grant Deed, Transfer · VA Mortgage VIP INDEPENDENT MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	Nov 8, 2017 · Amount on Record
Deed Document Number	2022204565
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 12, 2026
Property Address	4641 38TH ST, SAN DIEGO, CA 92116-3704
Document Number	0000294881
Instrument Date	Oct 5, 2026
Instrument	2026294881
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4641 38TH ST, SAN DIEGO, CA 92116-3704

Mortgage

Document Number	0000294881,
Date	Oct 12, 2026
Instrument	2026294881

Lender

Name	QUORUM FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 12, 2022
Property Address	4641 38TH ST, SAN DIEGO, CA 92116-3704
Document Number	0000204565
Map Reference	MAP 985
Instrument Date	Apr 26, 2022
Instrument	2022-0204565
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4641 38TH ST, SAN DIEGO, CA 92116-3704

Mortgage

Document Number	0000204566
Date	May 12, 2022
Instrument	2022-0204566

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4641 38TH ST, SAN DIEGO, CA 92116-3704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000174122
Date	Apr 19, 2017
Instrument	2017-0174122

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 30, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4641 38TH ST, SAN DIEGO, CA 92116-3704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNITED SHORE FINCL SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000253284
Date	Jun 27, 2019
Instrument	2019-0253284

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4641 38TH ST, SAN DIEGO, CA 92116-3704
Document Number	0000300795
Instrument Date	Jun 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4641 38TH ST SAN DIEGO CA 921163704, SAN DIEGO, CA 92116-3704

Mortgage

Document Number	0000300795
Date	Jun 11, 2020
Instrument	300795

Lender

Name	NEXBANK SSB
Type	Federal Savings Bank
Address	DALLAS, TX 75201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 8, 2017
Property Address	4641 38TH ST, SAN DIEGO, CA 92116-3704
Document Number	0000522589
Map Reference	MAP985
Instrument Date	Oct 18, 2017
Instrument	2017-0522589
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	GUARDIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4641 38TH ST, SAN DIEGO, CA 92116-3704

Mortgage

Document Number	0000522590
Date	Nov 8, 2017
Instrument	2017-0522590

Lender

Name	VIP INDEPENDENT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$757,693 (+87.55%) Land $606,162 Building $151,531
2025	$5,614.00 (-28.47%)	$404,000 (-36.68%) Land $322,000 Building $82,000
2023	$7,849.00 (+26.05%)	$638,000 Land $510,000 Building $128,000
2022	$6,227.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 817 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on 38th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures