4574 38th St, San Diego, CA 92116 Property Records

San Diego County property record for 4574 38th St, San Diego, CA 92116

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,100 sqft · built 2016
Lot Size0.9 acres (3,900 sqft)
OwnerIndividual Name on Record
Last Sale$119,000 (Nov 1999)
Tax Bill$3,323 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN440-610-13-00

Property Details

APN / Parcel Number

Primary APN440-610-13-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,100 sqft Living Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area3,900 sqft (0.9 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address4574 38TH ST
CitySAN DIEGO
StateCA
Zip92116-3728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-7
Legal DescriptionBLK 46 LOT 18 N 78 FT TR 000985
Legal SubdivisionNORMAL HEIGHTS
Legal Tract000985
Legal Block46
Legal Lot Number18
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1003
Census Tract1801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4574 38TH ST, SAN DIEGO, CA 92116-3728
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 1999 · Amount on Record
Deed SaleNov 22, 1999 · Amount on Record
Prior SaleAug 26, 1999 · Amount on Record
Deed Document Number1999772488
Last Transfer DateJun 28, 2016
Transfer Doc0000333910
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4574 38TH ST, SAN DIEGO, CA 92116-3728
Document Number0000029249
Instrument DateJan 7, 2021
Transaction TypeMortgage
Record UpdatedJan 25, 2021
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address5615 ASHLAND AVE SAN DIEGO CA 921204814, SAN DIEGO, CA 92120-4814

Mortgage

Document Number0000029249
DateJan 14, 2021
Instrument29249
Lender
NameWEST COAST FUNDING & REAL ESTATE SVCS WEST COAST FUNDING & REAL ESTATE SVCS
TypeBank
AddressSAN DIEGO, CA 92131
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 13, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$232,445 (+2%) Land $125,405 Building $107,040
2025$3,323.00 (+22.3%) Homeowner's exemption$227,889 (+4.04%) Land $122,947 Building $104,942
2023$2,717.00 (+2.76%)$219,042 Land $118,174 Building $100,868
2022$2,644.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 817 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on 38th St

Nearby Streets

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