1. Home
  2. Florida
  3. Marion County
  4. Ocala
  5. SW 20th St

4640 SW 20th St, Ocala, FL 34474 Property Records

Marion County property record for 4640 SW 20th St, Ocala, FL 34474

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,540 sqft · built 1984
Lot Size1.01 acres (43,996 sqft)
Owner2 Trust Names on File
Last Sale$345,000 (Mar 2024)
Tax Bill$4,416 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2335-002-002

Property Details

APN / Parcel Number

Primary APN2335-002-002
Alternative APNs
  • 0587320000
  • 587320

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,540 sqft Living Area
Gross Area4,539 sqft
1st Floor Area1,540 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleModern
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area43,996 sqft (1.01 acres)
Lot Dimensions200 ft deep x 220 ft wide
Garage TypeAttached
Garage Area588 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area1,344 sqft
PorchScreened Porch
Porch Area787 sqft
Deck Area768 sqft
Patio Area993 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4640 SW 20TH ST
CityOCALA
StateFL
Zip34474-1886
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEC 22 TWP 15 RGE 21 PLAT BOOK R PAGE 052 BEAR TRACK RANCH BLK B LOT 2
Legal Range21E
Legal Township15S
Legal Section22
Legal SubdivisionBEAR TRACK RANCH
Legal BlockB
Legal Lot Number2
JurisdictionMARION FL
Township / Civil DivisionOCALA
Census Block Group1
Census Block1015
Census Tract2507

Owner

4640 SW 20th St is owner-occupied and held in a trust since March 2024.

Source: Marion County records, as of December 29, 2025

Owner of Record2 Trust Names on File
Mailing Address4640 SW 20TH ST, OCALA, FL 34474-1886
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2024 · Amount on File
Deed SaleMar 26, 2024 · Amount on File
Deed Document Number202437458
Deed Book / Page8282 / 412
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateMar 26, 2024
Property Address4640 SW 20TH ST, OCALA, FL 34474-1886
Document Number0082820412
Book / Page8282 / 412
Map ReferenceMB R PG 51
Instrument DateMar 22, 2024
Instrument2024037458
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

AmountAmount on Record
Tax$2,415.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4780 SW 22ND PL, OCALA, FL 34474-9424

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 LENOX RD, WEST BABYLON, NY 11704-5610

Mortgage

Document Number2024037459
DateMar 26, 2024
Instrument2024037459
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

Mortgage

Document Number0082820414
DateMar 26, 2024
Book Page8282/414
Instrument2024037459
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address585 SOUTH BLVD E, PONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 4640 SW 20th St was $4,416 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,416.00 Homeowner's exemption$294,340 Land $45,450 Building $248,890$294,340 Land $45,450 Building $248,890
2023$1,546.00 (-1.21%) Homeowner's exemption$128,723 (+3%) Land $31,310 Building $97,413$286,949 (+18.76%) Land $31,310 Building $255,639
2022$1,565.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$124,974$241,622 Land $27,270 Building $214,352

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4640 SW 20th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4640 SW 20th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCALA, CITY OF (2 WTPS)
serves 66,449 people · EPA ID FL3420922
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: Spectrum.

Nearby Properties on SW 20th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures