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4580 SW 20th St, Ocala, FL 34474 Property Records

Marion County property record for 4580 SW 20th St, Ocala, FL 34474

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,462 sqft · built 1984
Lot Size0.939 acres (40,946 sqft)
Owner2 Individual Names on File
Last Sale$155,000 (Dec 2002)
Tax Bill$3,399 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN2335-002-001

Property Details

APN / Parcel Number

Primary APN2335-002-001
Alternative APN
  • 1654581000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,462 sqft Living Area
1st Floor Area2,462 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,946 sqft (0.939 acres)
Lot Dimensions200 ft deep x 205 ft wide
Garage Area960 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area1,944 sqft
PorchFinished/Screened Porch
Porch Area266 sqft
Deck Area1,432 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Storage Building196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number1654581000
Old Parcel Number2335002001
Street Address4580 SW 20TH ST
CityOCALA
StateFL
Zip34474-1829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEC 22 TWP 15 RGE 21
Legal Range21E
Legal Township15S
Legal Section22
Legal SubdivisionBEAR TRACK RANCH
Legal BlockB
Legal Lot Number1
JurisdictionMARION FL
Township / Civil DivisionOCALA
Census Block Group1
Census Block1015
Census Tract2507

Owner

4580 SW 20th St is owned and occupied by two individuals who bought it in December 2002.

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address4580 SW 20TH ST, OCALA, FL 34474-1829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2002 · Amount on File
Deed SaleDec 30, 2002 · Amount on File
Deed Document Number2002-147912
Deed Book / Page3312 / 1618
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address4580 SW 20TH ST, OCALA, FL 34474-1829
Document Number0072301471
Instrument DateJul 16, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4580 SW 20TH ST OCALA FL 344741829, OCALA, FL 34474-1829

Mortgage

Document Number0072301471
DateJul 21, 2020
Book Page007230/001471
Instrument73974
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 20, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4580 SW 20th St was $3,399 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,399.00 Homeowner's exemption$227,763 Land $42,300 Building $185,463$405,710 Land $42,300 Building $363,410
2023$3,067.00 (+2.95%) Homeowner's exemption$214,897 (+3.14%) Land $29,140 Building $185,757$416,873 (+7.86%) Land $29,140 Building $387,733
2022$2,979.00 Homeowner's exemption$208,354$386,509 Land $25,380 Building $361,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4580 SW 20th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4580 SW 20th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCALA, CITY OF (2 WTPS)
serves 66,449 people · EPA ID FL3420922
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: Spectrum.

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