Burke County property record for 4640 Pruett Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,678 sqft · built 1987 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Sep 2021) |
| Tax Bill | $1,584 (2026) |
| Deeds & Mortgages | Aug 2018 Mortgage Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1781544019 |
| Primary APN | 1781544019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,678 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 714 sqft |
| Unfinished Basement | 714 sqft |
| Flooring | Tile |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 37,462 sqft (0.86 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4640 PRUETT DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-7907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | LO9 & 10 PL8-26 |
| Legal Subdivision | SIDES ESTATE SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20304 |
Source: Burke County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4640 PRUETT DR, MORGANTON, NC 28655-7907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 6, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Sep 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2021 · Amount on Record |
| Deed Sale | Sep 14, 2021 · Amount on Record |
| Prior Sale | Sep 14, 2021 · Amount on Record |
| Deed Document Number | 202110938 |
| Deed Book / Page | 2569 / 662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4640 PRUETT DR, MORGANTON, NC 28655-7907 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0023590980 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 2359/0980 |
| Instrument | 2017018605 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4640 PRUETT DR, MORGANTON, NC 28655-7907 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024570469 |
|---|---|
| Date | Apr 6, 2020 |
| Book Page | 2457/469 |
| Instrument | 2017038879 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MORGANTON, NC 28680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 14, 2021 |
| Property Address | 4640 PRUETT DR, MORGANTON, NC 28655-7907 |
| Document Number | 0025690662 |
| Book / Page | 2569 / 662 |
| Map Reference | MB 8 PG 26 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021010938 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4640 PRUETT DR, MORGANTON, NC 28655-7907 |
| Document Number | 2021010939 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021010939 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,584.00 (+0.32%) | $225,383 (-) Land $15,982 Building $209,401 | $225,383 (-) Land $15,982 Building $209,401 |
| 2025 | $1,579.00 (-0.44%) | $225,383 (-) Land $15,982 Building $209,401 | $225,383 (-) Land $15,982 Building $209,401 |
| 2023 | $1,586.00 | $225,383 Land $15,982 Building $209,401 | $225,383 Land $15,982 Building $209,401 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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