4598 Pruett Dr, Morganton, NC 28655 Property Records

Burke County property record for 4598 Pruett Dr, Morganton, NC 28655

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,908 sqft · built 1989
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$202,000 (Dec 2025)
Tax Bill	$809 (2026)
Deeds & Mortgages	Dec 2025 Sale Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1781449156`

Property Details

APN / Parcel Number

Primary APN	`1781449156`
Alternative APN	`37509`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Mobile Home
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	1,032 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	322 sqft
Deck Area	140 sqft
Patio Area	320 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	4598 PRUETT DR
City	MORGANTON
State	NC
Zip	28655-7907
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RESIDENTIA
Legal Description	4598 PRUETT DR MORGANTON, NC 28655
Legal Subdivision	LIZZIE PRUETT TRACT
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1001
Census Tract	20304

Owner

4598 Pruett Dr, a mobile home, is owned and occupied by two individuals who bought it in December 2025.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4598 PRUETT DR, MORGANTON, NC 28655-7907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Warranty Deed, Transfer
Dec 17, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 28, 2025	Intrafamily Transfer, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Feb 28, 2025
Deed Document Number	202525010763
Deed Book / Page	2845 / 564
Prior Transfer Date	Dec 16, 2025
Prior Transfer Doc	0028450586
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 17, 2025
Property Address	4598 PRUETT DR, MORGANTON, NC 28655-7907
Document Number	0028450586
Book / Page	2845 / 586
Map Reference	MB 8 PG 26
Instrument Date	Dec 16, 2025
Instrument	2025010766
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4598 PRUETT DR, MORGANTON, NC 28655-7907

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 17, 2025
Property Address	4598 PRUETT DR, MORGANTON, NC 28655-7907
Document Number	0028450564
Book / Page	2845 / 564
Map Reference	MB 8 PG 26
Instrument Date	Dec 15, 2025
Instrument	2025010763
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4598 PRUETT DR, MORGANTON, NC 28655-7907

Mortgage

Document Number	2025010764
Date	Dec 17, 2025
Instrument	2025010764

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Feb 28, 2025
Property Address	4598 PRUETT DR, MORGANTON, NC 28655-7907
Document Number	0027920167
Book / Page	2792 / 167
Map Reference	MB 8 PG 26
Instrument Date	Feb 21, 2025
Instrument	2025000768
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4598 PRUETT DR, MORGANTON, NC 28655-7907

Mortgage

Document Number	2025000769
Date	Feb 28, 2025
Instrument	2025000769

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 4598 Pruett Dr was $809, up 0.6% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$809.00 (+0.62%)	$107,888 (-) Land $10,780 Building $97,108	$107,888 (-) Land $10,780 Building $97,108
2025	$804.00	$107,888 Land $10,780 Building $97,108	$107,888 Land $10,780 Building $97,108
2023	$805.00	$107,888 Land $10,780 Building $97,108	$107,888 Land $10,780 Building $97,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4598 Pruett Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4598 Pruett Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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