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4640 Pine St, Ashland, KY 41102 Property Records

Boyd County property record for 4640 Pine St, Ashland, KY 41102

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,540 sqft · built 1944
Lot Size0.237 acres (10,350 sqft)
Owner2 Individual Names on Record
Tax Bill$131 (2025)
Deeds & MortgagesOct 2019 Mortgage
Mar 2011 Transfer
Flood ZoneZone X (minimal risk)
APN023-06-07-006.00

Property Details

APN / Parcel Number

Primary APN023-06-07-006.00
Alternative APN
  • 560911

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,540 sqft Living Area
Gross Area350 sqft

Exterior

Year BuiltBuilt 1944
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,350 sqft (0.237 acres)
Lot Dimensions150 ft deep x 69 ft wide
Garage TypeAttached
Garage Area350 sqft
Parking Spaces2 Parking Spaces
Deck Area1,400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number560911
Street Address4640 PINE ST
CityASHLAND
StateKY
Zip41102-8868
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionLOTS 1 & 2 & PART OF LOT 3 BLOCK 2 GARFIELD HEIGHTS SUBDIVISION
Legal SubdivisionGARFIELD HEIGHTS SUBITION
Legal Block2
Legal Lot Number1-3
JurisdictionBOYD KY
Township / Civil DivisionASHLAND
Census Block Group4
Census Block4039
Census Tract30900

Owner

Source: Boyd County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4640 PINE ST, ASHLAND, KY 41102-8868
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2019Deed of Trust, Mortgage · Commercial Mortgage
MEMBERS CHOICE CU
Mar 11, 2011Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOYD KY
Property Address4640 PINE ST, ASHLAND, KY 41102-8868
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1416/503
DateOct 28, 2019
Book PageM1416/503
Instrument9826240
Lender
NameMEMBERS CHOICE CU
TypeCredit Union
AddressASHLAND, KY 41105
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term181 Months
DueNov 6, 2034

March 2011: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBOYD KY
Recording DateMar 11, 2011
Property Address4640 PINE ST, ASHLAND, KY 41102-8868
Document Number00D736/057
Book / PageD736 / 057
Map ReferenceMB4 PG199
Instrument DateMar 2, 2011
Instrument648190
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4640 PINE ST, ASHLAND, KY 41102-8868

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoyd County
Unified School DistrictBoyd County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$131.00 (-22.02%) Homeowner's exemption Disabled Person's exemption$55,000 (-) Land $5,000 Building $50,000$55,000 (-) Land $5,000 Building $50,000
2023$168.00 Homeowner's exemption Disabled Person's exemption$55,000 Land $5,000 Building $50,000$55,000 Land $5,000 Building $50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims21 (1996–2020)
Claims Outside the SFHA8 of 21
Most Recent ClaimJul 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 2 claims
  • Severe Storms And Flooding, Mar 2002 · 5 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemASHLAND WATER WORKS
serves 44,402 people · EPA ID KY0100011
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Haloacetic acids
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Armstrong
Cable		1,000 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum, Verizon.

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