4521 Pine St, Ashland, KY 41102 Property Records

Boyd County property record for 4521 Pine St, Ashland, KY 41102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,400 sqft · built 1967
Lot Size	0.499 acres (21,750 sqft)
Owner	Individual Name on Record
Last Sale	$151,000 (Jun 2021)
Tax Bill	$1,455 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-06-02-028.00`

Property Details

APN / Parcel Number

Primary APN	`023-06-02-028.00`
Alternative APN	`671851`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	264 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft

Exterior

Year Built	Built 1967
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,750 sqft (0.499 acres)
Lot Dimensions	174 ft deep x 125 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	671851
Street Address	4521 PINE ST
City	ASHLAND
State	KY
Zip	41102-8867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	LOTS 14 15 & 1/2 LOT 13
Legal Subdivision	IRONVILLE
Legal Block	1
Legal Lot Number	14-15
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	4
Census Block	4038
Census Tract	30900

Owner

Source: Boyd County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4521 PINE ST, ASHLAND, KY 41102-8867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed, Transfer · VA Mortgage FIRST OPTION MORTGAGE LLC
Aug 9, 2019	Quit Claim Deed, Transfer · Stand-Alone Second Mortgage MEMBERS CHOICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Aug 9, 2019
Deed Document Number	10002244
Deed Book / Page	829 / 217
Record Updated	Jun 8, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Jun 28, 2021
Property Address	4521 PINE ST, ASHLAND, KY 41102-8867
Document Number	000829/217
Book / Page	829 / 217
Map Reference	MB 95 PG 644
Instrument Date	Jun 25, 2021
Instrument	10002244
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$151.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4846 68TH STREET CIR E, 4846, BRADEN RIVER, FL 34203-4654

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4521 PINE ST, ASHLAND, KY 41102-8867

Mortgage

Document Number	0010002245
Date	Jun 28, 2021
Instrument	10002245

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOYD KY
Recording Date	Aug 9, 2019
Property Address	4521 PINE ST, ASHLAND, KY 41102-8867
Document Number	00D811/743
Book / Page	D811 / 743
Map Reference	MB 95 PG 644
Instrument Date	Jul 29, 2019
Instrument	9822778
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1207 MIDLAND AVE, 1207, FLATWOODS, KY 41139-1131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4521 PINE ST, ASHLAND, KY 41102-8867

Mortgage

Document Number	0009822779
Date	Aug 9, 2019
Instrument	9822779

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Unified School District	Boyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,455.00 (-31.53%) Homeowner's exemption Disabled Person's exemption	$151,000 (-) Land $20,000 Building $131,000	$151,000 (-) Land $20,000 Building $131,000
2023	$2,125.00	$151,000 Land $20,000 Building $131,000	$151,000 Land $20,000 Building $131,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	21 (1996–2020)
Claims Outside the SFHA	8 of 21
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 2 claims Severe Storms And Flooding, Mar 2002 · 5 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Armstrong Cable	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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