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4640 Frances Dr, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4640 Frances Dr, Delray Beach, FL 33445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,710 sqft · built 1975
Lot Size0.233 acres (10,128 sqft)
Owner2 Trust Names on File
Tax Bill$2,021 (2025)
Deeds & MortgagesSep 2017 Transfer
Flood ZoneZone X (minimal risk)
APN00-42-46-13-06-004-0080

Property Details

APN / Parcel Number

Primary APN00-42-46-13-06-004-0080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,710 sqft Living Area
Gross Area2,818 sqft
1st Floor Area1,710 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,128 sqft (0.233 acres)
Lot Dimensions106 ft deep x 96 ft wide
Garage TypeAttached
Garage Area630 sqft

Exterior Amenities

Pool Area90 sqft
PorchFinished/Open Porch
Porch Area478 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4640 FRANCES DR
CityDELRAY BEACH
StateFL
Zip33445-3257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionKINGSLAND PINES LT 8 BLK 4
Legal Range42E
Legal Township46S
Legal Section13
Legal SubdivisionKINGSLAND PINES
Legal Block4
Legal Lot Number8
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group1
Census Block1013
Census Tract6909

Owner

4640 Frances Dr is owner-occupied and held in a trust.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record2 Trust Names on File
Mailing Address4640 FRANCES DR, DELRAY BEACH, FL 33445-3257
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPALM BEACH FL
Recording DateSep 5, 2017
Property Address4640 FRANCES DR, DELRAY BEACH, FL 33445-3257
Document Number0293330588
Book / Page029333 / 000588
Instrument DateAug 25, 2017
Instrument320891
Transaction TypeTransfer
Record UpdatedSep 26, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4640 FRANCES DR DELRAY BEACH FL 334453257, DELRAY BEACH, FL 33445-3257

Tax Assessment & Valuation

The 2025 property tax bill for 4640 Frances Dr was $2,021 with a homeowner's exemption, up 3.9% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,021.00 (+3.91%) Homeowner's exemption$146,306$478,446 Land $219,278 Building $259,168
2024$1,945.00 (+3.62%)
2023$1,877.00 (-1.93%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$138,042 (+3%)$476,784 (+14.78%) Land $138,400 Building $338,384
2022$1,914.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$134,021$415,405 Land $125,840 Building $289,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4640 Frances Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 45 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims12 (1979–2014)
Claims Outside the SFHA10 of 12
Most Recent ClaimJan 2014 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4640 Frances Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELRAY BEACH PUBLIC WATER SYSTEM
serves 69,754 people · EPA ID FL4500351
Water SourceGroundwater
Last State InspectionNov 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Blue Stream, T-Mobile.

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