4596 Frances Dr, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4596 Frances Dr, Delray Beach, FL 33445

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,053 sqft · built 1960
Lot Size	0.233 acres (10,128 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Oct 2020)
Tax Bill	$1,615 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-13-06-004-0040`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-13-06-004-0040`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,053 sqft Living Area
Gross Area	1,866 sqft
1st Floor Area	1,053 sqft
Flooring	Terrazzo
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,128 sqft (0.233 acres)
Lot Dimensions	106 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	621 sqft
Porch	Screened/Unfinished Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4596 FRANCES DR
City	DELRAY BEACH
State	FL
Zip	33445-3255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	KINGSLAND PINES LT 4 BLK 4
Legal Range	42E
Legal Township	46S
Legal Section	13
Legal Subdivision	KINGSLAND PINES
Legal Block	4
Legal Lot Number	4
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1013
Census Tract	6909

Owner

4596 Frances Dr is owned and occupied by two individuals who acquired it in November 2025.

Source: Palm Beach County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4596 FRANCES DR, DELRAY BEACH, FL 33445-3255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 16, 2021	Deed of Trust, Mortgage · Line of Credit PRIORITY ONE CU
May 12, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 26, 2020	Warranty Deed, Transfer INTERNATIONAL LAND AND TITLE COR, INTERNATIONAL LAND & TITLE COR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	Feb 10, 1998 · Amount on File
Deed Document Number	2020404681
Deed Book / Page	31859 / 1051
Last Transfer Date	Nov 11, 2025
Transfer Doc	0361300200
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Nov 14, 2025
Property Address	4596 FRANCES DR, DELRAY BEACH, FL 33445-3255
Document Number	0361300200
Book / Page	36130 / 200
Map Reference	MB 25 PG 2
Instrument Date	Nov 11, 2025
Instrument	20250403966
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4596 FRANCES DR, DELRAY BEACH, FL 33445-3255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4596 FRANCES DR, DELRAY BEACH, FL 33445-3255

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4596 FRANCES DR, DELRAY BEACH, FL 33445-3255
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4596 FRANCES DR, DELRAY BEACH, FL 33445-3255

Mortgage

Document Number	0326960687
Date	Jul 16, 2021
Book Page	32696/687
Instrument	20210333378

Lender

Name	PRIORITY ONE CU
Type	Credit Union
Address	FORT LAUDERDALE, FL 33322

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jun 14, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	May 12, 2021
Property Address	4596 FRANCES DR, DELRAY BEACH, FL 33445-3255
Document Number	0324751682
Book / Page	32475 / 1682
Map Reference	MB 25 PG 2
Instrument Date	May 6, 2021
Instrument	20210218418
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4596 FRANCES DR, DELRAY BEACH, FL 33445-3255

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 26, 2020
Property Address	4596 FRANCES DR, DELRAY BEACH, FL 33445-3255
Document Number	0318591051
Book / Page	031859 / 001051
Instrument Date	Oct 20, 2020
Instrument	404681
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	INTERNATIONAL LAND AND TITLE COR, INTERNATIONAL LAND & TITLE COR

Transaction

Amount	Amount on Record
Tax	$2,100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4596 FRANCES DR DELRAY BEACH FL 33445, DELRAY BEACH, FL 33445

Tax Assessment & Valuation

The 2025 property tax bill for 4596 Frances Dr was $1,615, up 3.9% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,615.00 (+3.93%)	$111,335	$442,209 Land $219,278 Building $222,931
2024	$1,554.00 (+3.67%)
2023	$1,499.00 (+48.56%) Homeowner's exemption	$105,046 (+41.16%)	$423,916 (+22.61%) Land $138,400 Building $285,516
2022	$1,009.00 Homeowner's exemption	$74,414	$345,755 Land $125,840 Building $219,915

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4596 Frances Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	12 (1979–2014)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Jan 2014 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4596 Frances Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Blue Stream, T-Mobile.

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