4640 Falling Oak, Cibolo, TX 78108 Property Records

Guadalupe County property record for 4640 Falling Oak, Cibolo, TX 78108

Property Summary

Property TypeSingle Family Home
Details2,652 sqft · built 2019
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$399,874 (May 2025)
Tax Bill$3,583 (2025)
Deeds & MortgagesMay 2025 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN1G0727401002300000

Property Details

APN / Parcel Number

Primary APN1G0727401002300000
Alternative APNs
  • 000000168168
  • 000000236115
  • 000000313712
  • 168168

Interior

Stories2 Stories
Building Area2,652 sqft Living Area
Gross Area3,306 sqft
1st Floor Area1,481 sqft
2nd Floor Area11,715 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Veneer
Roof TypeHip
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4640 FALLING OAK
CityCIBOLO
StateTX
Zip78108-4440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCYPRESS POINT #4 BLOCK 10 LOT 23 .2 AC
Legal SubdivisionCYPRESS POINT #4
Legal Tract23
Legal Block10
Legal Lot Number23
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1009
Census Tract210614

Owner

Source: Guadalupe County records · APN 1G0727401002300000

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4640 FALLING OAK, CIBOLO, TX 78108-4440
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 02, 2025Vendor's Lien, Transfer · VA Mortgage
NATIONSTAR MORTGAGE LLC
Aug 12, 2019Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 02, 2025 · Amount on Record
Deed SaleMay 02, 2025 · Amount on Record
Prior SaleAug 12, 2019 · Amount on Record
Deed Document Number202510791
Prior Transfer DateAug 09, 2019
Prior Transfer Doc0000018112
Record UpdatedSep 20, 2026

May 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateMay 02, 2025
Property AddressTX
Document Number0099010791
Map ReferenceVOL 8 PG 729&730
Instrument DateApr 29, 2025
Instrument202599010791
Transaction TypeTransfer
Record UpdatedNov 03, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4640 FALLING OAK, CIBOLO, TX 78108-4440

Mortgage

Document Number0099010792
DateMay 02, 2025
Instrument202599010792
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2055

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateAug 12, 2019
Property Address4640 FALLING OAK, CIBOLO, TX 78108-4440
Document Number0000018112
Instrument DateAug 09, 2019
Instrument18112
Transaction TypeTransfer
Record UpdatedNov 06, 2019
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4640 FALLING OAK CIBOLO TX 781084440, CIBOLO, TX 78108-4440

Mortgage

Document Number18113
DateAug 12, 2019
Instrument18113
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 11, 2049

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$348,748 (-0.3%) Land $50,445 Building $298,303$348,748 (-0.3%) Land $50,445 Building $298,303
2025$3,583.00 (+769.66%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$349,804 (-13.86%) Land $48,341 Building $301,463$349,804 (-13.86%) Land $48,341 Building $301,463
2023$412.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$406,084 Land $63,742 Building $342,342$406,084 Land $63,742 Building $342,342

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 51% of the US · lower than 73% of Texas
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Guadalupe Valley Electric Cooperative
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications, T-Mobile USA.

Based on FCC filings for 363 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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