4620 Falling Oak, Cibolo, TX 78108 Property Records

Guadalupe County property record for 4620 Falling Oak, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	2,749 sqft · built 2020
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Company Names on Record
Last Sale	$393,900 (Aug 2020)
Tax Bill	$1,643 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1G0727401001800000`

Property Details

APN / Parcel Number

Primary APN	`1G0727401001800000`
Alternative APNs	`000000168163` `000000247450` `168163`

Interior

Stories	2 Stories
Building Area	2,749 sqft Living Area
Gross Area	3,257 sqft
1st Floor Area	2,313 sqft
2nd Floor Area	436 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4620 FALLING OAK
City	CIBOLO
State	TX
Zip	78108-4440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS POINT #4 BLOCK 10 LOT 18 .18 AC
Legal Subdivision	CYPRESS POINT #4
Legal Tract	18
Legal Block	10
Legal Lot Number	18
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1009
Census Tract	210614

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4620 FALLING OAK, CIBOLO, TX 78108-4440
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 17, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 31, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage AMERICAN PACIFIC MTG
May 2, 2019	Warranty Deed, Transfer PROVIDENCE TITLE
Apr 29, 2019	Loan Modification, Mortgage PROVIDENCE TITLE
Mar 11, 2019	Grant Deed, Mortgage SCHERTZ BK&TR
Dec 12, 2018	Trustee's Deed, Construction Loan · Construction Mortgage JOE BLAND CONSTRUCTION LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	202099023545
Prior Transfer Date	Aug 28, 2020
Prior Transfer Doc	0099023545
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	4620 FALLING OAK, SCHERTZ, TX 78108-4440
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099025881
Date	Jul 27, 2021
Instrument	202199025881

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GUADALUPE TX
Recording Date	Apr 17, 2026
Property Address	4620 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000009704
Instrument Date	Apr 9, 2026
Instrument	20269704
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4620 FALLING OAK, SCHERTZ, TX 78108-4440

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Aug 31, 2020
Property Address	4620 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000023545
Instrument Date	Aug 28, 2020
Instrument	23545
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 6, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 FALLING OAK SCHERTZ TX 781084440, SCHERTZ, TX 78108-4440

Mortgage

Document Number	23546
Date	Aug 31, 2020
Instrument	23546

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	May 2, 2019
Property Address	4620 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000009432
Instrument Date	Apr 29, 2019
Instrument	9432
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7910 GATEWAY BLVD E #102 EL PASO TX 799151810, 102, EL PASO, TX 79915-1810

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GUADALUPE TX
Property Address	4620 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000009433
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	PROVIDENCE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7910 GATEWAY E #10 EL PASO TX 79915, 10, EL PASO, TX 79915

March 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Mar 11, 2019
Property Address	4620 FALLING OAK, SCHERTZ, TX 78108-4440
Instrument Date	Feb 28, 2019
Instrument	5102
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4620 FALLING OAK CIBOLO CIBOLO TX 78108, CIBOLO, TX 78108

Mortgage

Document Number	0000005102
Date	Mar 11, 2019
Instrument	5102

Lender

Name	SCHERTZ BK&TR
Type	Bank
Address	519 MAIN ST, SCHERTZ, TX 78154-2144

Agreement

Amount	Amount Recorded

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GUADALUPE TX
Recording Date	Dec 12, 2018
Property Address	4620 FALLING OAK, SCHERTZ, TX 78108-4440
Instrument Date	Dec 12, 2018
Instrument	27938
Transaction Type	Construction Loan
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	303 STRATFORD LN LAREDO TX 780417102, LAREDO, TX 78041-7102

Mortgage

Document Number	0000027938
Date	Dec 12, 2018
Instrument	27938

Lender

Name	JOE BLAND CONSTRUCTION LP
Address	13111 DESSAU RD, AUSTIN, TX 78754-2039

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 11, 2019

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,427 (+0.17%) Land $48,206 Building $334,221	$382,427 (+0.17%) Land $48,206 Building $334,221
2025		$381,777 (-12.87%) Land $45,305 Building $336,472	$381,777 (-12.87%) Land $45,305 Building $336,472
2023	$1,643.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$438,172 (-3.29%) Land $60,105 Building $378,067	$438,172 (-3.29%) Land $60,105 Building $378,067
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$453,085 Land $47,102 Building $405,983	$453,085 Land $47,102 Building $405,983

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Guadalupe Valley Electric Cooperative Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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