4640 Eastbourne Bay, Oxnard, CA 93035 Property Records

Ventura County property record for 4640 Eastbourne Bay, Oxnard, CA 93035

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,376 sqft · built 1976
Lot Size	0.069 acres (3,000 sqft)
Owner	Company Name on File
Last Sale	$849,000 (Sep 2015)
Tax Bill	$12,874 (2025)
Deeds & Mortgages	Feb 2024 Sale Jun 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`188-0-091-015`

Property Details

APN / Parcel Number

Primary APN	`188-0-091-015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Condo/Apartment
Lot Area	3,000 sqft (0.069 acres)
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Deck Area	332 sqft
Patio Area	664 sqft

Location & Zoning

Street Address	4640 EASTBOURNE BAY
City	OXNARD
State	CA
Zip	93035-3703
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RW2
Legal Description	TRACT: 202603 LOT: 133 REF: 060MR 080
Legal Subdivision	2026-3
Legal Tract	202603
Legal Block	91
Legal Lot Number	133
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1002
Census Tract	3616

Owner

4640 Eastbourne Bay, a condominium, is owned by a company that acquired it in April 2021.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Company Name on File
Mailing Address	4640 EASTBOURNE BAY, OXNARD, CA 93035-3703
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Grant Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 8, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jun 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2015 · Amount on File
Deed Sale	Sep 3, 2015 · Amount on File
Prior Sale	Dec 14, 2006 · Amount on File
Deed Document Number	2015133501
Last Transfer Date	Apr 21, 2021
Transfer Doc	0000111644
Record Updated	Oct 29, 2026

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 23, 2024
Property Address	4640 EASTBOURNE BAY, OXNARD, CA 93035-3703
Document Number	0000011858
Map Reference	MB 60 PG 80-85
Instrument Date	Dec 22, 2023
Instrument	2024000011858
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4640 EASTBOURNE BAY, OXNARD, CA 93035-3703

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jun 8, 2021
Property Address	4640 EASTBOURNE BAY, OXNARD, CA 93035-3703
Document Number	0000111646
Map Reference	MB 60 PG 80-85
Instrument Date	Apr 21, 2021
Instrument	20210608-00111646
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 EASTBOURNE BAY, OXNARD, CA 93035-3703

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jun 8, 2021
Property Address	4640 EASTBOURNE BAY, OXNARD, CA 93035-3703
Document Number	0000111644
Map Reference	MB 60 PG 80-85
Instrument Date	Apr 21, 2021
Instrument	20210608-00111644
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 EASTBOURNE BAY, OXNARD, CA 93035-3703

Mortgage

Document Number	0000111645
Date	Jun 8, 2021
Instrument	20210608-00111645

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	May 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4640 EASTBOURNE BAY, OXNARD, CA 93035-3703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076202
Date	Jun 1, 2020
Instrument	20200601-00076202

Lender

Name	HSBC BANK NA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.81%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.81%
Index	1-Year LIBOR
Max Rate	7.81%

Tax Assessment & Valuation

The 2025 property tax bill for 4640 Eastbourne Bay was $12,874, up 2.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,025,137 (+2%) Land $666,524 Building $358,613
2025	$12,874.00 (+2.13%)	$1,005,037 Land $653,455 Building $351,582
2024	$12,605.00 (+3.66%)
2023	$12,160.00 (+2.99%)	$966,011 Land $628,080 Building $337,931
2022	$11,807.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4640 Eastbourne Bay in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4640 Eastbourne Bay has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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