4600 Eastbourne Bay, Oxnard, CA 93035 Property Records

Ventura County property record for 4600 Eastbourne Bay, Oxnard, CA 93035

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 2,436 sqft · built 1976
Lot Size	0.076 acres (3,290 sqft)
Owner	2 Individual Names on File
Last Sale	$1,551,000 (Jan 2021)
Tax Bill	$8,416 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`188-0-091-095`

Property Details

APN / Parcel Number

Primary APN	`188-0-091-095`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,436 sqft Living Area
Gross Area	1,376 sqft
1st Floor Area	1,376 sqft
Upper Floors Area	121 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Condo/Apartment
Lot Area	3,290 sqft (0.076 acres)
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Deck Area	332 sqft
Patio Area	664 sqft

Location & Zoning

Street Address	4600 EASTBOURNE BAY
City	OXNARD
State	CA
Zip	93035-3703
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RW2
Legal Description	TRACT: 202603 LOT: 140 REF: 060MR 080
Legal Subdivision	TRACT NO 2026 3
Legal Tract	202603
Legal Block	91
Legal Lot Number	140
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1002
Census Tract	3616

Owner

4600 Eastbourne Bay, a condominium, is owned and occupied by two individuals who bought it in January 2021.

Source: Ventura County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4600 EASTBOURNE BAY, OXNARD, CA 93035-3703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Nov 29, 2019	Deed of Trust, Mortgage BANK OF AMERICA
May 3, 2017	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on File
Deed Sale	Jan 25, 2021 · Amount on File
Prior Sale	May 3, 2017 · Amount on File
Deed Document Number	202114588
Prior Transfer Date	Sep 16, 1994
Prior Transfer Doc	0000168996
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jan 25, 2021
Property Address	4600 EASTBOURNE BAY, OXNARD, CA 93035-3703
Document Number	0000014588
Map Reference	MB 60 PG 80
Instrument Date	Jan 15, 2021
Instrument	20210125-00014588
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	583 VIEJO RD, CARMEL, CA 93923-9437

Mortgage

Document Number	0000014589
Date	Jan 25, 2021
Instrument	20210125-00014589

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4600 EASTBOURNE BAY, OXNARD, CA 93035-3703
Document Number	0000161376
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4600 EASTBOURNE BAY OXNARD CA 930353703, OXNARD, CA 93035-3703

Mortgage

Document Number	0000161376
Date	Dec 19, 2019
Instrument	161376

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	May 3, 2017
Property Address	4600 EASTBOURNE BAY, OXNARD, CA 93035-3703
Document Number	0000058622
Map Reference	MB60 PG80
Instrument Date	Mar 17, 2017
Instrument	20170503-00058622
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4600 EASTBOURNE BAY, OXNARD, CA 93035-3703
Mail Care Of	HOWARD HUGO

Mortgage

Document Number	0000058623
Date	May 3, 2017
Instrument	20170503-00058623

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 4600 Eastbourne Bay was $8,416 with a homeowner's exemption, up 2.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,104 (+2%) Land $291,765 Building $371,339
2025	$8,416.00 (+2.11%) Homeowner's exemption	$650,102 Land $286,044 Building $364,058
2024	$8,242.00 (+3.61%)
2023	$7,955.00 (+2.94%) Homeowner's exemption	$624,858 Land $274,936 Building $349,922
2022	$7,728.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4600 Eastbourne Bay in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4600 Eastbourne Bay has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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