464 Spring Garden St, Reading, PA 19602 Property Records

Berks County property record for 464 Spring Garden St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 744 sqft · built 1900
Lot Size	0.01 acres (436 sqft)
Owner	2 Individual Names on File
Last Sale	$129,900 (Feb 2026)
Tax Bill	$409 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`5306-36-97-8704`

Property Details

APN / Parcel Number

Primary APN	`5306-36-97-8704`
Alternative APNs	`02-5306-36-97-8704` `645550`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	744 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	436 sqft (0.01 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	464 SPRING GARDEN ST
City	READING
State	PA
Zip	19602-2542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	78
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2017
Census Tract	2200

Owner

464 Spring Garden St is owned and occupied by two individuals who bought it in February 2026.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	464 SPRING GARDEN ST, READING, PA 19602-2542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed, Transfer · Conventional Mortgage NATIONAL MORTGAGE HOME LOANS LLC
Jul 27, 2023	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on File
Deed Sale	Feb 2, 2026 · Amount on File
Prior Sale	Jul 27, 2023 · Amount on File
Deed Document Number	20263269
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Feb 2, 2026
Property Address	464 SPRING GARDEN ST, READING, PA 19602-2542
Document Number	0000003269
Instrument Date	Jan 29, 2026
Instrument	2026003269
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	MERCURY ABSTRACT CO LLC TDBA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,299.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	464 SPRING GARDEN ST, READING, PA 19602-2542

Mortgage

Document Number	0000003270
Date	Feb 2, 2026
Instrument	2026003270

Lender

Name	NATIONAL MORTGAGE HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

July 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERKS PA
Recording Date	Jul 27, 2023
Property Address	464 SPRING GARDEN ST, READING, PA 19602-2542
Document Number	0000022028
Instrument Date	Jul 27, 2023
Instrument	2023022028
Transaction Type	Foreclosure
Record Updated	Aug 14, 2023

Transaction

Amount	Amount on Record
Tax	$321.90
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 N 10TH ST, READING, PA 19604-1807

Tax Assessment & Valuation

The 2026 property tax bill for 464 Spring Garden St was $409, up 4.1% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$409.00 (+4.07%)	$14,500 (-) Land $4,400 Building $10,100	$4,400 (-) Land $4,400
2025	$393.00 (+2.61%)	$14,500 (-) Land $4,400 Building $10,100	$4,400 Land $4,400
2024	$383.00 (-39.49%)	$14,500 (-) Land $4,400 Building $10,100
2023	$633.00 Homeowner's exemption	$14,500 Land $4,400 Building $10,100
1994			$14,500 Land $4,400 Building $10,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 464 Spring Garden St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–1987)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 464 Spring Garden St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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