Berks County property record for 462 Spring Garden St, Reading, PA 19602
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 744 sqft · built 1900 |
| Lot Size | 0.01 acres (436 sqft) |
| Owner | Company Name on File |
| Last Sale | $63,000 (Mar 2025) |
| Tax Bill | $400 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5306-36-97-7795 |
| Primary APN | 5306-36-97-7795 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 744 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 436 sqft (0.01 acres) |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2645525 |
|---|---|
| Street Address | 462 SPRING GARDEN ST |
| City | READING |
| State | PA |
| Zip | 19602-2542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 77 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 2200 |
462 Spring Garden St is owned by a company that bought it in March 2025.
Source: Berks County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 391 WILMINGTON PIKE, 3504, GLEN MILLS, PA 19342-1222 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2025 · Amount on File |
| Deed Sale | Mar 10, 2025 · Amount on File |
| Prior Sale | Jun 8, 2016 · Amount on File |
| Deed Document Number | 20256743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 16, 2026 |
| Property Address | 462 SPRING GARDEN ST, READING, PA 19602-2542 |
| Document Number | 0000022971 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 202622971 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | SURETY ABSTRACT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000022971, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 202622971 |
| Name | PHILADELPHIA FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 462 Spring Garden St was $400.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400.00 | $14,200 Land $4,400 Building $9,800 | $4,400 Land $4,400 |
| 2024 | $375.00 | $14,200 Land $4,400 Building $9,800 | |
| 1994 | $14,200 Land $4,400 Building $9,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 462 Spring Garden St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1978–1987) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 1987 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 462 Spring Garden St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.
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