464 Sea Stack, The Sea Ranch, CA 95497 Property Records

Sonoma County property record for 464 Sea Stack, The Sea Ranch, CA 95497

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,165 sqft · built 1987
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Company Names on Record
Last Sale	$1,568,000 (Nov 2025)
Tax Bill	$6,892 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`156-440-002-000`

Property Details

APN / Parcel Number

Primary APN	`156-440-002-000`
Alternative APN	`156-440-002`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,165 sqft Living Area
Gross Area	2,625 sqft
1st Floor Area	2,165 sqft
Basement Area	862 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Attached
Garage Area	460 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	156-440-002
Street Address	464 SEA STACK
City	THE SEA RANCH
State	CA
Zip	95497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CZ
Legal Subdivision	SEA RANCH, NO 35C
Legal Block	1
Legal Lot Number	8
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	1
Census Block	1007
Census Tract	154308

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	60 CLARENDON AVE, SAN FRANCISCO, CA 94114-2102
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Deed Document Number	202560401
Prior Transfer Date	Sep 12, 2015
Prior Transfer Doc	0000094098
Record Updated	Oct 29, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Nov 25, 2025
Property Address	464 SEA STACK, THE SEA RANCH, CA 95497
Document Number	0000060401
Map Reference	MB 179 PG 40-45
Instrument Date	Nov 24, 2025
Instrument	2025060401
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,724.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	60 CLARENDON AVE, SAN FRANCISCO, CA 94114-2102

Mortgage

Document Number	0000060402
Date	Nov 25, 2025
Instrument	2025060402

Lender

Name	REDWOOD CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.6%

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Elementary School District	Horicon Elementary School District (KG - 08)
Secondary School District	Point Arena Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,568,000 (+254.49%) Land $620,000 Building $948,000
2025	$6,892.00 (+7.04%)	$442,326 (+4.04%) Land $140,564 Building $301,762
2023	$6,439.00 (+5.3%)	$425,152 Land $135,106 Building $290,046
2022	$6,115.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEA RANCH WATER COMPANY,THE (PUC) private · serves 1,287 people · EPA ID CA4910007
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	1,000 / 1,000
Further Reach Fixed Wireless · DSL in parts of the area	200 / 200