420 Sea Stack, The Sea Ranch, CA 95497 Property Records

Sonoma County property record for 420 Sea Stack, The Sea Ranch, CA 95497

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,927 sqft · built 1985
Lot Size0.214 acres (9,300 sqft)
OwnerIndividual Name on Record
Last Sale$950,000 (Aug 2017)
Tax Bill$13,694 (2025)
Deeds & MortgagesDec 2020 Mortgage
May 2019 Mortgage
+ 1 more
Flood ZoneZone D (undetermined)
APN156-440-006-000

Property Details

APN / Parcel Number

Primary APN156-440-006-000
Alternative APN
  • 156-440-006

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories2 Stories
Building Area1,927 sqft Living Area
1st Floor Area1,169 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1986
Construction TypeWood
Lot Area9,300 sqft (0.214 acres)
Garage Area484 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number156-440-006
Street Address420 SEA STACK
CityTHE SEA RANCH
StateCA
Zip95497
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCZ
Legal SubdivisionTHE SEA RANCH #35-C
Legal Block1
Legal Lot Number12
JurisdictionSONOMA CA
Township / Civil DivisionRUSSIAN RIVER-SONOMA COAST
Census Block Group1
Census Block1007
Census Tract154308

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address57 ALPINE TER, SAN FRANCISCO, CA 94117-3110
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 30, 2017Grant Deed, Transfer · Conventional Mortgage
FREMONT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2017 · Amount on Record
Deed SaleAug 30, 2017 · Amount on Record
Prior SaleSep 26, 2000 · Amount on Record
Deed Document Number201768389
Prior Transfer DateApr 26, 2002
Prior Transfer Doc0000071180
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address420 SEA STACK, THE SEA RANCH, CA 95497
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1904 DIVISADERO ST, SAN FRANCISCO, CA 94115-2519

Mortgage

Document Number0000120616
DateDec 17, 2020
Instrument2020120616
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address420 SEA STACK, THE SEA RANCH, CA 95497
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029871
DateMay 6, 2019
Instrument2019029871
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateAug 30, 2017
Property Address420 SEA STACK, THE SEA RANCH, CA 95497
Document Number0000068389
Map ReferenceMAP179 PG40-45
Instrument DateAug 25, 2017
Instrument2017068389
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1904 DIVISADERO ST, SAN FRANCISCO, CA 94115-2519

Mortgage

Document Number0000068391
DateAug 30, 2017
Instrument2017068391
Lender
NameFREMONT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Mortgage

Document Number0000068392
DateAug 30, 2017
Instrument2017068392
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 25, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Elementary School DistrictHoricon Elementary School District (KG - 08)
Secondary School DistrictPoint Arena Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,102,551 (+2%) Land $522,260 Building $580,291
2025$13,694.00 (+5.39%)$1,080,933 (+4.04%) Land $512,020 Building $568,913
2023$12,994.00 (+4.92%)$1,038,961 Land $492,139 Building $546,822
2022$12,385.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEA RANCH WATER COMPANY,THE (PUC)
private · serves 1,287 people · EPA ID CA4910007
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GigabitNow
Fiber
1,000 / 1,000
Further Reach
Fixed Wireless · DSL in parts of the area
200 / 200

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