464 S James St, Orange, CA 92869 Property Records

Orange County property record for 464 S James St, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,146 sqft · built 1960
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Jun 2025)
Tax Bill	$9,976 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`094-472-19`

Property Details

APN / Parcel Number

Primary APN	`094-472-19`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,146 sqft Living Area
1st Floor Area	2,146 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	6,800 sqft (0.156 acres)
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	464 S JAMES ST
City	ORANGE
State	CA
Zip	92869-4838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3463 BLK LOT 19
Legal Subdivision	TRACT NO 3463
Legal Tract	3463
Legal Lot Number	19
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1004
Census Tract	75807

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	464 S JAMES ST, ORANGE, CA 92869-4838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Oct 20, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SIGNATURE FCU
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage MONARCH FUNDING CORP
Apr 16, 2019	Grant Deed, Transfer · Conventional Mortgage MONARCH FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Apr 16, 2019 · Amount on Record
Deed Document Number	2025183800
Prior Transfer Date	Jul 8, 2008
Prior Transfer Doc	0000358351
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	464 S JAMES ST, ORANGE, CA 92869-4838
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 S JAMES ST, ORANGE, CA 92869-4838

Mortgage

Document Number	0000318582
Date	Sep 28, 2022
Instrument	2022000318582

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	464 S JAMES ST, ORANGE, CA 92869-4838
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 S JAMES ST, ORANGE, CA 92869-4838

Mortgage

Document Number	0000131750
Date	Feb 25, 2021
Instrument	2021000131750

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	464 S JAMES ST, ORANGE, CA 92869-4838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000585505
Date	Oct 20, 2020
Instrument	2020000585505

Lender

Name	SIGNATURE FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	105 Months
Due	Jul 23, 2029

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	464 S JAMES ST, ORANGE, CA 92869-4838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133554
Date	Mar 25, 2020
Instrument	2020000133554

Lender

Name	MONARCH FUNDING CORP
Type	Mortgage Company
Address	ANAHEIM, CA 92807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 16, 2019
Property Address	464 S JAMES ST, ORANGE, CA 92869-4838
Document Number	0000122162
Map Reference	MB 127 PG 35-37
Instrument Date	Mar 14, 2019
Instrument	2019000122162
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	PRIORITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	464 S JAMES ST, ORANGE, CA 92869-4838

Mortgage

Document Number	0000122163
Date	Apr 16, 2019
Instrument	2019000122163

Lender

Name	MONARCH FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,224,000 (+35.46%) Land $1,056,287 Building $167,713
2025	$9,976.00 (+2.23%)	$903,569 (+4.04%) Land $756,974 Building $146,595
2024	$9,758.00 (+2.23%)
2023	$9,545.00 (+1.95%)	$868,483 Land $727,580 Building $140,903
2022	$9,362.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cityside Fiber, Cosmo Network Solutions, GeoLinks.

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