Fairfield Town property record for 464 Ruane St, Fairfield, CT 06824
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,019 sqft · built 1913 |
| Lot Size | 0.174 acres (7,575 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $489,000 (Apr 2018) |
| Tax Bill | $16,679 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2022 Refinance + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | FAIR M:182 B:838 |
| Primary APN | FAIR M:182 B:838 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,019 sqft Living Area |
| Gross Area | 4,797 sqft |
| Basement Area | 1,596 sqft |
| Unfinished Basement | 1,596 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,575 sqft (0.174 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 13183 |
|---|---|
| Street Address | 464 RUANE ST |
| City | FAIRFIELD |
| State | CT |
| Zip | 06824-5842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Block | 838 |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 61600 |
Source: Fairfield Town records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 464 RUANE ST, FAIRFIELD, CT 06824-5842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Warranty Deed, Transfer |
| Jul 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Apr 19, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Dec 17, 2019 | Deed of Trust, Mortgage · ARM RIDGEWOOD SAVINGS BANK |
| Apr 30, 2018 | Warranty Deed, Transfer GUARDHILL FNCL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2018 · Amount on Record |
| Deed Sale | Apr 30, 2018 · Amount on Record |
| Prior Sale | Jul 31, 2014 · Amount on Record |
| Deed Book / Page | 5662 / 38 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Jul 15, 2026 |
| Property Address | 464 RUANE ST, FAIRFIELD, CT 06824-5842 |
| Document Number | 0000003964 |
| Book / Page | 6745 / 198 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 20263964 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 464 RUANE ST, FAIRFIELD, CT 06824-5842 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 006333-200 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 6333/200 |
| Instrument | 2022-4778 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 464 RUANE ST, FAIRFIELD, CT 06824-5842 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 006498-144 |
|---|---|
| Date | Apr 19, 2024 |
| Book Page | 6498/144 |
| Instrument | 2024-1685 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 464 RUANE ST, FAIRFIELD, CT 06824-5842 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5856-40 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 5856/40 |
| Instrument | 2019-8515 |
| Name | RIDGEWOOD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.38% |
| Type Change Date | Jan 1, 2030 |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Apr 30, 2018 |
| Property Address | 464 RUANE ST, FAIRFIELD, CT 06824-5842 |
| Document Number | 5662-38 |
| Book / Page | 5662 / 38 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $84.34 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 56620040 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 05662/0040 |
| Name | GUARDHILL FNCL CORP |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 30, 2048 |
Source: Fairfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,679.00 | $587,510 (-) Land $275,100 Building $312,410 | $411,257 Land $192,570 Building $218,687 |
| 2024 | $16,679.00 (+3.2%) | ||
| 2023 | $16,162.00 | $587,510 Land $275,100 Building $312,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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