448 Ruane St, Fairfield, CT 06824 Property Records

Fairfield Town property record for 448 Ruane St, Fairfield, CT 06824 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,952 sqft · built 2022
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$1,550,000 (Jun 2023)
Tax Bill	$23,675 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`FAIR M:182 B:837`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:182 B:837`
Alternative APNs	`FFLD M:182 B:837` `M:182 L:837 X` `13524`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	2,952 sqft Living Area
Gross Area	5,151 sqft
Basement Area	1,170 sqft
Unfinished Basement	1,170 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13524
Street Address	448 RUANE ST
City	FAIRFIELD
State	CT
Zip	06824-5842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	837
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1032
Census Tract	61600

Owner

Source: Fairfield Town records · APN FAIR M:182 B:837

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	448 RUANE ST, FAIRFIELD, CT 06824-5842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING LLC
Jun 13, 2023	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC
Apr 19, 2022	Deed, Transfer
May 28, 2019	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 13, 2023 · Amount on Record
Deed Sale	Jun 13, 2023 · Amount on Record
Prior Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	20232023-2682
Deed Book / Page	6422 / 24
Prior Transfer Date	May 23, 2019
Prior Transfer Doc	5778-348
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	448 RUANE ST, FAIRFIELD, CT 06824-5842
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006688-12
Date	Jan 29, 2026
Book Page	6688/12
Instrument	2026-476

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Jun 13, 2023
Property Address	448 RUANE ST, FAIRFIELD, CT 06824-5842
Document Number	0006422-24
Book / Page	6422 / 24
Instrument Date	Jun 12, 2023
Instrument	2023-2682
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 RUANE ST, FAIRFIELD, CT 06824-5842

Mortgage

Document Number	0020232683
Date	Jun 13, 2023
Instrument	2023-2683

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Apr 19, 2022
Property Address	448 RUANE ST, FAIRFIELD, CT 06824-5842
Document Number	0006306-63
Book / Page	6306 / 63
Instrument Date	Apr 11, 2022
Instrument	2022-2907
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 BLACK ROCK TPKE STE B, B, FAIRFIELD, CT 06825-4274

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD CT
Recording Date	May 28, 2019
Property Address	448 RUANE ST, FAIRFIELD, CT 06824-5842
Document Number	5778-348
Book / Page	005778 / 000348
Instrument Date	May 23, 2019
Instrument	3191
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	448 RUANE ST FAIRFIELD CT 068245842, FAIRFIELD, CT 06824-5842

Tax Assessment & Valuation

Source: Fairfield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,675.00	$833,910 (+47.77%) Land $274,820 Building $559,090	$583,737 Land $192,374 Building $391,363
2024	$23,675.00 (+52.5%)
2023	$15,525.00	$564,340 Land $274,820 Building $289,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09001C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 507 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Frontier	Fiber	7,000 / 7,000
GoNetspeed	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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